Arborlook
Risk & Response by Arborlook Insights

Owen Township Volunteer Fire Department

VOLUNTEER IN 0 Stations
9,453
Est. Population
97.7
Sq Miles
97
Density / Sq Mi
2
Census Tracts
Very High
NRI Risk Rating

Service Area Overview

Your department boundary, station locations, and overall NRI risk scores by census tract. Use the sections below to explore specific hazards, fire risk indicators, and EMS demand drivers across your service area.

Service area, population, and census tract assignments are based on department boundaries from NERIS Public. Boundary accuracy varies by jurisdiction.

Natural Hazard Risk

What this means for planning: With a risk score of 96.6 (Very High nationally), tornado is your leading natural hazard. Focus on rapid damage assessment, search and rescue in collapsed structures, and coordination with emergency management on warning systems and community shelter locations.

Top 5 Hazards in Your Service Area

Sorted by life-safety impact. Life-safety loss uses FEMA’s Value of Statistical Life ($13.7M per fatality or 10 injuries). NRI methodology

Hazard Risk Score Rating Life-Safety Loss
$/yr
Total Loss
$/yr
Tornado TOP LIFE-SAFETY HAZARD 96.6 Very High $722K/yr $1.1M/yr
Strong Wind 97.5 Very High $364K/yr $405K/yr
River Flood 92.5 Very High $361K/yr $3.5M/yr
Cold Wave 70.1 Relatively High $109K/yr $215K/yr
Heat Wave 53.6 Relatively Moderate $81K/yr $82K/yr

How to read this map: Colors show absolute national risk levels (red = Very High nationally, green = Very Low nationally). These are objective hazard comparisons across all U.S. communities.

Historical Disaster Declarations

Your county has experienced 3 FEMA disaster declarations in the last 10 years, and 12 declarations in the last 25 years.

DateTypeTitle
2026-01-24Winter StormSEVERE WINTER STORM
2020-04-03BiologicalCOVID-19 PANDEMIC
2020-03-13BiologicalCOVID-19
2011-06-23Severe StormSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND
2009-03-05Severe StormSEVERE WINTER STORM

Demographics & Vulnerability

Why This Matters

Your community's demographics shape everything: from where you need smoke alarm programs to how many of your calls are EMS. The data below identifies who generates the most emergency demand, who faces the greatest barriers during emergencies, and who benefits most from targeted CRR outreach.

Age Distribution

Age drives EMS call volume (highest utilization: 65+ and especially 75+, with elevated rates also among children under 5), shapes fire safety education priorities, and determines evacuation assistance needs. The dark marker on each bar shows the national average.

Under 5
5.6% (528)
Ages 5-17
15.1% (1,430)
Ages 18-64
59.6% (5,637)
Ages 65-74
12.1% (1,141)
Ages 75-84
5.6% (528)
Ages 85+
2.0% (189)
Your Community
National Average

Social Vulnerability Indicators

These indicators identify populations that need additional support during emergencies, face barriers to self-evacuation or medical access, and benefit most from proactive CRR programming.

Vulnerability Factor Your Community Peer Average National Average vs. Peers
Disability Rate
Higher EMS utilization, evacuation assistance needs, accessible communication requirements
15.1% 14.8% 13.4% ≈ average
Poverty Rate
Economic barrier to safety resources
8.2% 9.2% 12.5% ≈ average
Uninsured Rate
May delay medical care, leading to emergencies
5.9% 5.9% 8.3% ≈ average
Limited English Households
Language barrier to emergency communication
0.0% 0.5% 4.3% Infx lower
No Vehicle Access
Evacuation risk; higher EMS transport dependence
3.8% 4.3% 8.7% ≈ average
No Internet Access
Disconnected from digital emergency alerts
12.5% 10.9% 6.7% ≈ average

Economic Context

Median Household Income
$73,622
Peers: $79,585 · National: $89,476
Per Capita Income
$37,176
Peers: $39,203 · National: $44,519
Median Home Value
$180,773
Peers: $176,472 · National: $402,761

Fire Risk Factors

What this means for planning: 17.1% of housing units are mobile homes. Manufactured housing presents unique fire risks including rapid fire spread, limited egress, and structural collapse potential. Focus on smoke alarm installation programs, escape planning education, and pre-fire planning for mobile home communities.

How to read this map: Colors show relative risk within your jurisdiction (red = highest-need tracts, green = lowest-need). Check the table below for overall levels vs. peers and national averages.

Risk Factor Your Community Peer Average National Average vs. Peers
Pre-1980 Housing
Pre-1980 construction standards
53.1% 40.7% 36.3% slightly higher
Wood Heating
Wood stoves and fireplaces as primary heat
13.0% 6.5% 1.4% 2.0x higher
Vacancy Rate
Vacant properties at higher fire risk
7.1% 13.5% 10.3% 1.9x lower
Mobile Homes
Structural fire spread risk
17.1% 11.4% 5.8% slightly higher
Renter-Occupied
Higher turnover, variable maintenance
11.4% 15.4% 34.7% slightly lower

EMS Risk Factors

EMS typically accounts for 60-80% of fire department call volume nationally. The demographics below are the strongest predictors of where that demand comes from in your service area.

What this means for planning: Your community demographics suggest moderate EMS demand. Focus on efficient response protocols, NFPA compliance tracking, and community paramedicine programs to expand your role in public health and preventive care.

How to read this map: Colors show relative risk within your jurisdiction (red = highest-need tracts, green = lowest-need). Check the table below for overall levels vs. peers and national averages.

Risk Factor Your Community Peer Average National Average vs. Peers
Population 65+
Highest EMS utilization group
19.7% 20.7% 17.4% ≈ average
Disability Rate
Higher EMS utilization, specialized assistance needs
15.1% 14.8% 13.4% ≈ average
No Vehicle Access
Evacuation risk; higher EMS transport dependence
3.8% 4.3% 8.7% ≈ average
Uninsured Rate
May delay care, leading to emergencies
5.9% 5.9% 8.3% ≈ average
Poverty Rate
Economic barrier to healthcare access
8.2% 9.2% 12.5% ≈ average

Peer Comparison

Departments similar to yours in size, type, density class, and region. Peer benchmarks contextualize your community risk profile and support “demonstrated need” narratives in grant applications.

Department State Population Risk Score 65+ % Poverty % Stations
Owen Township Volunteer Fire Department (You) IN 9,453 84.4 19.7% 8.2% 0
Carrier Mills Fire Department IL 8,174 83.8 20.7% 10.5% 1
West Salem Fire Department IL 8,951 89 22.1% 10.1% 1
Toledo Fire Protection District IL 10,334 83.7 21.0% 9.1% 1
Pilot Township Fire Protection District IL 7,935 87.5 22.0% 6.2% 1

Your Community Risk Profile Is Half the Story

This page shows what your community faces. Connecting your NERIS data shows the other half: where response is slowest in your highest-risk areas, whether you're meeting NFPA benchmarks, and how your CRR investments are performing against actual demand.

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