Arborlook
Risk & Response by Arborlook Insights

Steelville Fire Protection District

VOLUNTEER MO 3 Stations
12,326
Est. Population
347.2
Sq Miles
36
Density / Sq Mi
4
Census Tracts
Very High
NRI Risk Rating

Service Area Overview

Your department boundary, station locations, and overall NRI risk scores by census tract. Use the sections below to explore specific hazards, fire risk indicators, and EMS demand drivers across your service area.

Service area, population, and census tract assignments are based on department boundaries from NERIS Public. Boundary accuracy varies by jurisdiction.

Natural Hazard Risk

What this means for planning: With a risk score of 98.1 (Very High nationally), cold wave is your leading natural hazard. Focus on cold-exposure emergency response, warming center partnerships, and proactive wellness checks for vulnerable populations during extreme cold events.

Top 5 Hazards in Your Service Area

Sorted by life-safety impact. Life-safety loss uses FEMA’s Value of Statistical Life ($13.7M per fatality or 10 injuries). NRI methodology

Hazard Risk Score Rating Life-Safety Loss
$/yr
Total Loss
$/yr
Cold Wave TOP LIFE-SAFETY HAZARD 98.1 Very High $4.4M/yr $4.4M/yr
Heat Wave 95.5 Very High $1.3M/yr $1.3M/yr
River Flood 88 Very High $939K/yr $5.2M/yr
Tornado 77.8 Relatively High $478K/yr $794K/yr
Strong Wind 91.1 Very High $259K/yr $368K/yr

How to read this map: Colors show absolute national risk levels (red = Very High nationally, green = Very Low nationally). These are objective hazard comparisons across all U.S. communities.

Historical Disaster Declarations

Your county has experienced 12 FEMA disaster declarations in the last 10 years, and 35 declarations in the last 25 years.

DateTypeTitle
2025-01-01Severe StormSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
2023-09-21Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
2020-03-26BiologicalCOVID-19 PANDEMIC
2020-03-13BiologicalCOVID-19
2017-06-02FloodSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING

Demographics & Vulnerability

Why This Matters

Your community's demographics shape everything: from where you need smoke alarm programs to how many of your calls are EMS. The data below identifies who generates the most emergency demand, who faces the greatest barriers during emergencies, and who benefits most from targeted CRR outreach.

Age Distribution

Age drives EMS call volume (highest utilization: 65+ and especially 75+, with elevated rates also among children under 5), shapes fire safety education priorities, and determines evacuation assistance needs. The dark marker on each bar shows the national average.

Under 5
5.7% (707)
Ages 5-17
17.8% (2,200)
Ages 18-64
54.5% (6,715)
Ages 65-74
14.1% (1,738)
Ages 75-84
6.1% (754)
Ages 85+
1.7% (212)
Your Community
National Average

Social Vulnerability Indicators

These indicators identify populations that need additional support during emergencies, face barriers to self-evacuation or medical access, and benefit most from proactive CRR programming.

Vulnerability Factor Your Community Peer Average National Average vs. Peers
Disability Rate
Higher EMS utilization, evacuation assistance needs, accessible communication requirements
19.3% 17.9% 13.4% ≈ average
Poverty Rate
Economic barrier to safety resources
15.7% 16.6% 12.5% ≈ average
Uninsured Rate
May delay medical care, leading to emergencies
14.0% 12.5% 8.3% ≈ average
Limited English Households
Language barrier to emergency communication
0.0% 0.7% 4.3% 34.4x lower
No Vehicle Access
Evacuation risk; higher EMS transport dependence
5.7% 4.5% 8.7% slightly higher
No Internet Access
Disconnected from digital emergency alerts
14.6% 13.2% 6.7% ≈ average

Economic Context

Median Household Income
$56,418
Peers: $60,888 · National: $89,476
Per Capita Income
$28,118
Peers: $31,538 · National: $44,519
Median Home Value
$165,145
Peers: $195,307 · National: $402,761

Fire Risk Factors

What this means for planning: 21.6% of households use wood as primary heating fuel. Prioritize public education on heating safety, chimney inspections, and proper clearance around wood stoves and fireplaces. Partner with code enforcement on rental property inspections during heating season.

How to read this map: Colors show relative risk within your jurisdiction (red = highest-need tracts, green = lowest-need). Check the table below for overall levels vs. peers and national averages.

Risk Factor Your Community Peer Average National Average vs. Peers
Pre-1980 Housing
Pre-1980 construction standards
43.8% 31.0% 36.3% slightly higher
Wood Heating
Wood stoves and fireplaces as primary heat
21.6% 13.4% 1.4% 1.6x higher
Vacancy Rate
Vacant properties at higher fire risk
20.1% 13.6% 10.3% slightly higher
Mobile Homes
Structural fire spread risk
21.8% 14.0% 5.8% 1.6x higher
Renter-Occupied
Higher turnover, variable maintenance
24.7% 22.4% 34.7% ≈ average

EMS Risk Factors

EMS typically accounts for 60-80% of fire department call volume nationally. The demographics below are the strongest predictors of where that demand comes from in your service area.

What this means for planning: 19.3% of residents have a disability, slightly higher the national average. Residents with disabilities have higher EMS utilization and may require specialized evacuation assistance, accessible communication during emergencies, and coordination with social services. Consider functional needs assessments in pre-incident planning and partnerships with disability advocacy organizations.

How to read this map: Colors show relative risk within your jurisdiction (red = highest-need tracts, green = lowest-need). Check the table below for overall levels vs. peers and national averages.

Risk Factor Your Community Peer Average National Average vs. Peers
Population 65+
Highest EMS utilization group
21.9% 20.5% 17.4% ≈ average
Disability Rate
Higher EMS utilization, specialized assistance needs
19.3% 17.9% 13.4% ≈ average
No Vehicle Access
Evacuation risk; higher EMS transport dependence
5.7% 4.5% 8.7% slightly higher
Uninsured Rate
May delay care, leading to emergencies
14.0% 12.5% 8.3% ≈ average
Poverty Rate
Economic barrier to healthcare access
15.7% 16.6% 12.5% ≈ average

Peer Comparison

Departments similar to yours in size, type, density class, and region. Peer benchmarks contextualize your community risk profile and support “demonstrated need” narratives in grant applications.

Department State Population Risk Score 65+ % Poverty % Stations
Steelville Fire Protection District (You) MO 12,326 88.3 21.9% 15.7% 3
Biehle Community Fire Protection Association MO 14,480 86.7 20.7% 14.0% 1
Plaza Fire Protection District ND 12,198 87 17.4% 8.8% 1
Butterfield Fire Protection District MO 15,930 86.7 19.6% 16.5% 1
Grovespring Area Voluntary Fire Protection Association MO 15,374 88.8 19.8% 15.1% 2

Your Community Risk Profile Is Half the Story

This page shows what your community faces. Connecting your NERIS data shows the other half: where response is slowest in your highest-risk areas, whether you're meeting NFPA benchmarks, and how your CRR investments are performing against actual demand.

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