Summerfield Volunteer Fire Department, Inc. Community Risk Profile

Service Area Overview

Your department boundary, station locations, and overall NRI risk scores by census tract. Use the sections below to explore specific hazards, fire risk indicators, and EMS demand drivers across your service area.

Service area, population, and census tract assignments are based on department boundaries from NERIS Public. Boundary accuracy varies by jurisdiction.

Natural Hazard Risk

What this means for planning: With a risk score of 88.4 (Very High nationally), lightning is your leading natural hazard. Focus on outdoor event safety protocols, wildfire ignition response, and public education. Coordinate with emergency management on warning dissemination.

Top 5 Hazards in Your Service Area

Sorted by life-safety impact. Life-safety loss uses FEMA’s Value of Statistical Life ($13.7M per fatality or 10 injuries). NRI methodology

Hazard	Risk Score	Rating	Life-Safety Loss $/yr	Total Loss $/yr
Lightning TOP LIFE-SAFETY HAZARD	88.4	Very High	$60K/yr	$69K/yr
Cold Wave	41.4	Relatively Moderate	$55K/yr	$58K/yr
Tornado	60.6	Relatively High	$54K/yr	$178K/yr
Heat Wave	42.4	Relatively Moderate	$50K/yr	$50K/yr
River Flood	83.9	Very High	$38K/yr	$2.2M/yr

How to read this map: Colors show absolute national risk levels (red = Very High nationally, green = Very Low nationally). These are objective hazard comparisons across all U.S. communities.

Historical Disaster Declarations

Your county has experienced 4 FEMA disaster declarations in the last 10 years, and 13 declarations in the last 25 years.

Date	Type	Title
2020-03-31	Biological	COVID-19 PANDEMIC
2020-03-13	Biological	COVID-19
2019-04-08	Flood	SEVERE STORMS, FLOODING, AND LANDSLIDES
2018-04-17	Flood	SEVERE STORMS, LANDSLIDES, AND MUDSLIDES
2012-08-20	Severe Storm	SEVERE STORMS AND STRAIGHT-LINE WINDS

Demographics & Vulnerability

Why This Matters

Your community's demographics shape everything: from where you need smoke alarm programs to how many of your calls are EMS. The data below identifies who generates the most emergency demand, who faces the greatest barriers during emergencies, and who benefits most from targeted CRR outreach.

Age Distribution

Age drives EMS call volume (highest utilization: 65+ and especially 75+, with elevated rates also among children under 5), shapes fire safety education priorities, and determines evacuation assistance needs. The dark marker on each bar shows the national average.

Under 5

8.5% (589)

Ages 5-17

15.3% (1,065)

Ages 18-64

42.9% (2,976)

Ages 65-74

18.4% (1,280)

Ages 75-84

10.8% (749)

Ages 85+

4.1% (283)

Your Community

National Average

Social Vulnerability Indicators

These indicators identify populations that need additional support during emergencies, face barriers to self-evacuation or medical access, and benefit most from proactive CRR programming.

Vulnerability Factor	Your Community	Peer Average	National Average	vs. Peers
Disability Rate Higher EMS utilization, evacuation assistance needs, accessible communication requirements	22.0%	16.6%	13.4%	slightly higher
Poverty Rate Economic barrier to safety resources	12.0%	9.9%	12.5%	slightly higher
Uninsured Rate May delay medical care, leading to emergencies	9.0%	7.3%	8.3%	slightly higher
Limited English Households Language barrier to emergency communication	2.2%	0.5%	4.3%	4.6x higher
No Vehicle Access Evacuation risk; higher EMS transport dependence	7.8%	4.4%	8.7%	1.8x higher
No Internet Access Disconnected from digital emergency alerts	24.6%	11.2%	6.7%	2.2x higher

Economic Context

Median Household Income

$52,794

Peers: $67,587 · National: $89,476

Per Capita Income

$32,826

Peers: $38,581 · National: $44,519

Median Home Value

$153,042

Peers: $208,061 · National: $402,761

Fire Risk Factors

What this means for planning: 17.2% of households use wood as primary heating fuel. Prioritize public education on heating safety, chimney inspections, and proper clearance around wood stoves and fireplaces. Partner with code enforcement on rental property inspections during heating season.

How to read this map: Colors show relative risk within your jurisdiction (red = highest-need tracts, green = lowest-need). Check the table below for overall levels vs. peers and national averages.

Risk Factor	Your Community	Peer Average	National Average	vs. Peers
Pre-1980 Housing Pre-1980 construction standards	43.0%	31.7%	36.3%	slightly higher
Wood Heating Wood stoves and fireplaces as primary heat	17.2%	11.3%	1.4%	1.5x higher
Vacancy Rate Vacant properties at higher fire risk	24.7%	33.5%	10.3%	slightly lower
Mobile Homes Structural fire spread risk	20.5%	10.9%	5.8%	1.9x higher
Renter-Occupied Higher turnover, variable maintenance	12.5%	13.9%	34.7%	≈ average

EMS Risk Factors

EMS typically accounts for 60-80% of fire department call volume nationally. The demographics below are the strongest predictors of where that demand comes from in your service area.

What this means for planning: 22.0% of residents have a disability, 1.6x higher the national average. Residents with disabilities have higher EMS utilization and may require specialized evacuation assistance, accessible communication during emergencies, and coordination with social services. Consider functional needs assessments in pre-incident planning and partnerships with disability advocacy organizations.