Arborlook
Risk & Response by Arborlook Insights

Westminster Fire District # 3

VOLUNTEER VT 2 Stations
2,999
Est. Population
45.2
Sq Miles
66
Density / Sq Mi
1
Census Tracts
Relatively Moderate
NRI Risk Rating

Service Area Overview

Your department boundary, station locations, and overall NRI risk scores by census tract. Use the sections below to explore specific hazards, fire risk indicators, and EMS demand drivers across your service area.

Service area, population, and census tract assignments are based on department boundaries from NERIS Public. Boundary accuracy varies by jurisdiction.

Natural Hazard Risk

What this means for planning: With a risk score of 71.6 (Relatively High nationally), cold wave is your leading natural hazard. Focus on cold-exposure emergency response, warming center partnerships, and proactive wellness checks for vulnerable populations during extreme cold events.

Top 5 Hazards in Your Service Area

Sorted by life-safety impact. Life-safety loss uses FEMA’s Value of Statistical Life ($13.7M per fatality or 10 injuries). NRI methodology

Hazard Risk Score Rating Life-Safety Loss
$/yr
Total Loss
$/yr
Cold Wave TOP LIFE-SAFETY HAZARD 71.6 Relatively High $116K/yr $117K/yr
River Flood 66.9 Relatively High $46K/yr $797K/yr
Tornado 45.3 Relatively Moderate $25K/yr $48K/yr
Lightning 73.6 Relatively High $22K/yr $24K/yr
Heat Wave 30.6 Relatively Low $19K/yr $21K/yr

How to read this map: Colors show absolute national risk levels (red = Very High nationally, green = Very Low nationally). These are objective hazard comparisons across all U.S. communities.

Historical Disaster Declarations

Your county has experienced 9 FEMA disaster declarations in the last 10 years, and 17 declarations in the last 25 years.

DateTypeTitle
2024-08-08Tropical StormTROPICAL DEPRESSION DEBBY
2024-03-02Severe StormSEVERE STORM AND FLOODING
2023-07-14FloodSEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
2023-07-10FloodFLOODING
2021-09-29FloodSEVERE STORM AND FLOODING

Demographics & Vulnerability

Why This Matters

Your community's demographics shape everything: from where you need smoke alarm programs to how many of your calls are EMS. The data below identifies who generates the most emergency demand, who faces the greatest barriers during emergencies, and who benefits most from targeted CRR outreach.

Age Distribution

Age drives EMS call volume (highest utilization: 65+ and especially 75+, with elevated rates also among children under 5), shapes fire safety education priorities, and determines evacuation assistance needs. The dark marker on each bar shows the national average.

Under 5
3.9% (118)
Ages 5-17
14.3% (429)
Ages 18-64
54.2% (1,624)
Ages 65-74
19.9% (598)
Ages 75-84
7.2% (217)
Ages 85+
0.4% (13)
Your Community
National Average

Social Vulnerability Indicators

These indicators identify populations that need additional support during emergencies, face barriers to self-evacuation or medical access, and benefit most from proactive CRR programming.

Vulnerability Factor Your Community Peer Average National Average vs. Peers
Disability Rate
Higher EMS utilization, evacuation assistance needs, accessible communication requirements
16.4% 14.3% 13.4% slightly higher
Poverty Rate
Economic barrier to safety resources
8.8% 9.0% 12.5% ≈ average
Uninsured Rate
May delay medical care, leading to emergencies
3.2% 4.9% 8.3% 1.5x lower
Limited English Households
Language barrier to emergency communication
0.0% 0.2% 4.3% Infx lower
No Vehicle Access
Evacuation risk; higher EMS transport dependence
2.9% 2.7% 8.7% ≈ average
No Internet Access
Disconnected from digital emergency alerts
5.4% 8.3% 6.7% 1.5x lower

Economic Context

Median Household Income
$71,491
Peers: $77,192 · National: $89,476
Per Capita Income
$46,024
Peers: $46,636 · National: $44,519
Median Home Value
$273,800
Peers: $283,787 · National: $402,761

Fire Risk Factors

What this means for planning: 22.9% of households use wood as primary heating fuel. Prioritize public education on heating safety, chimney inspections, and proper clearance around wood stoves and fireplaces. Partner with code enforcement on rental property inspections during heating season.

How to read this map: Colors show relative risk within your jurisdiction (red = highest-need tracts, green = lowest-need). Check the table below for overall levels vs. peers and national averages.

Risk Factor Your Community Peer Average National Average vs. Peers
Pre-1980 Housing
Pre-1980 construction standards
53.5% 39.7% 36.3% slightly higher
Wood Heating
Wood stoves and fireplaces as primary heat
22.9% 23.6% 1.4% ≈ average
Vacancy Rate
Vacant properties at higher fire risk
12.4% 26.9% 10.3% 2.2x lower
Mobile Homes
Structural fire spread risk
10.4% 10.1% 5.8% ≈ average
Renter-Occupied
Higher turnover, variable maintenance
11.8% 15.6% 34.7% slightly lower

EMS Risk Factors

EMS typically accounts for 60-80% of fire department call volume nationally. The demographics below are the strongest predictors of where that demand comes from in your service area.

What this means for planning: 27.6% of residents are over 65. Older populations typically have higher EMS utilization rates. Consider community paramedicine programs for wellness checks, medication management support, and fall prevention education.

How to read this map: Colors show relative risk within your jurisdiction (red = highest-need tracts, green = lowest-need). Check the table below for overall levels vs. peers and national averages.

Risk Factor Your Community Peer Average National Average vs. Peers
Population 65+
Highest EMS utilization group
27.6% 25.2% 17.4% ≈ average
Disability Rate
Higher EMS utilization, specialized assistance needs
16.4% 14.3% 13.4% slightly higher
No Vehicle Access
Evacuation risk; higher EMS transport dependence
2.9% 2.7% 8.7% ≈ average
Uninsured Rate
May delay care, leading to emergencies
3.2% 4.9% 8.3% 1.5x lower
Poverty Rate
Economic barrier to healthcare access
8.8% 9.0% 12.5% ≈ average

Peer Comparison

Departments similar to yours in size, type, density class, and region. Peer benchmarks contextualize your community risk profile and support “demonstrated need” narratives in grant applications.

Department State Population Risk Score 65+ % Poverty % Stations
Westminster Fire District # 3 (You) VT 2,999 40.3 27.6% 8.8% 2
Barnet Fire Department VT 3,134 36.7 25.8% 7.7% 1
Waterford Volunteer Fire Department VT 3,134 36.7 25.8% 7.7% 1
Lovell Volunteer Fire Company ME 3,185 45 26.0% 13.4% 3
Charleston Volunteer Fire Department VT 2,553 42.3 29.0% 12.0% 1

Your Community Risk Profile Is Half the Story

This page shows what your community faces. Connecting your NERIS data shows the other half: where response is slowest in your highest-risk areas, whether you're meeting NFPA benchmarks, and how your CRR investments are performing against actual demand.

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