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Risk & Response by Arborlook Insights

Elk Rapids Fire Department

COMBINATION MI 1 Stations
3,319
Population
28.1
Sq Miles
118
Density / Sq Mi
1
Census Tracts
Relatively Moderate
NRI Risk Rating

Service Area Overview

Your department boundary, station locations, and overall NRI risk scores by census tract. Use the sections below to explore specific hazards, fire risk indicators, and EMS demand drivers across your service area.

Service area, population, and census tract assignments are based on department boundaries from NERIS Public. Boundary accuracy varies by jurisdiction.

Natural Hazard Risk

What this means for planning: With a risk score of 94 (Very High nationally), cold wave is your leading natural hazard. Focus on cold-exposure emergency response, warming center partnerships, and proactive wellness checks for vulnerable populations during extreme cold events.

Top 5 Hazards in Your Service Area

  • Cold Wave
    94 Risk Score Very High
  • Lightning
    80.5 Risk Score Very High
  • Hail
    76.4 Risk Score Relatively High
  • Coastal Flood
    69.1 Risk Score Relatively High
  • Landslide
    66.5 Risk Score Relatively High

How to read this map: Colors show absolute national risk levels (red = Very High nationally, green = Very Low nationally). These are objective hazard comparisons across all U.S. communities.

Historical Disaster Declarations

Your county has experienced 5 FEMA disaster declarations in the last 10 years, and 7 declarations in the last 25 years.

DateTypeTitle
2025-07-22Severe Ice StormSEVERE WINTER STORM
2020-03-27BiologicalCOVID-19 PANDEMIC
2020-03-13BiologicalCOVID-19
2005-09-07HurricaneHURRICANE KATRINA EVACUATION
1978-01-27SnowstormBLIZZARDS & SNOWSTORMS

Demographics & Vulnerability

Why This Matters

Your community's demographics shape everything — from where you need smoke alarm programs to how many of your calls are EMS. The data below identifies who generates the most emergency demand, who faces the greatest barriers during emergencies, and who benefits most from targeted CRR outreach.

Age Distribution

Age drives EMS call volume (highest utilization: 65+ and especially 75+, with elevated rates also among children under 5), shapes fire safety education priorities, and determines evacuation assistance needs. The dark marker on each bar shows the national average.

Under 5
2.3% (75)
Ages 5-17
10.8% (358)
Ages 18-64
50.3% (1,670)
Ages 65-74
19.2% (636)
Ages 75-84
14.3% (475)
Ages 85+
3.2% (105)
Your Community
National Average

Social Vulnerability Indicators

These indicators identify populations that need additional support during emergencies, face barriers to self-evacuation or medical access, and benefit most from proactive CRR programming.

Vulnerability Factor Your Community Peer Average National Average vs. Peers
Disability Rate
Higher EMS utilization, evacuation assistance needs, accessible communication requirements
9.4% 13.6% 13.4% slightly lower
Poverty Rate
Economic barrier to safety resources
4.3% 7.9% 12.4% 1.8x lower
Uninsured Rate
May delay medical care, leading to emergencies
4.0% 5.0% 8.2% slightly lower
Limited English Households
Language barrier to emergency communication
0.0% 0.4% 4.2% Infx lower
No Vehicle Access
Transport-dependent for evacuation
2.4% 3.6% 8.5% slightly lower
No Internet Access
Disconnected from digital emergency alerts
5.2% 9.8% 6.6% 1.9x lower

Economic Context

Median Household Income
$78,672
Peers: $88,859 · National: $89,949
Per Capita Income
$54,224
Peers: $45,069 · National: $44,638
Median Home Value
$448,400
Peers: $246,160 · National: $402,984

Fire Risk Factors

What this means for planning: 34.3% of housing units are vacant — 3.3x higher the national average. Vacant properties have elevated fire risk due to lack of maintenance, unauthorized access, and delayed detection. Work with code enforcement on vacant property inspections and securing abandoned structures.

How to read this map: Colors show relative risk within your jurisdiction (red = highest-need tracts, green = lowest-need). Check the table below for overall levels vs. peers and national averages.

Risk Factor Your Community Peer Average National Average vs. Peers
Pre-1980 Housing
Pre-1980 construction standards
55.4% 43.8% 36.0% slightly higher
High-Risk Heating
Wood, fuel oil, coal
0.6% 6.3% 5.7% 10.0x lower
Vacancy Rate
Vacant properties at higher fire risk
34.3% 11.2% 10.3% 3.1x higher
Mobile Homes
Structural fire spread risk
3.6% 4.7% 5.8% slightly lower
Renter-Occupied
Higher turnover, variable maintenance
21.9% 13.4% 34.4% 1.6x higher

EMS Risk Factors

EMS typically accounts for 60-80% of fire department call volume nationally. The demographics below are the strongest predictors of where that demand comes from in your service area.

What this means for planning: 36.6% of residents are over 65. Older populations typically have higher EMS utilization rates. Consider community paramedicine programs for wellness checks, medication management support, and fall prevention education.

How to read this map: Colors show relative risk within your jurisdiction (red = highest-need tracts, green = lowest-need). Check the table below for overall levels vs. peers and national averages.

Risk Factor Your Community Peer Average National Average vs. Peers
Population 65+
Highest EMS utilization group
36.6% 24.0% 17.4% 1.5x higher
Disability Rate
Higher EMS utilization, specialized assistance needs
9.4% 13.6% 13.4% slightly lower
No Vehicle Access
Transport-dependent for medical access
2.4% 3.6% 8.5% slightly lower
Uninsured Rate
May delay care, leading to emergencies
4.0% 5.0% 8.2% slightly lower
Poverty Rate
Economic barrier to healthcare access
4.3% 7.9% 12.4% 1.8x lower

Critical Infrastructure Protected

Hospitals, schools, nursing homes, and childcare centers require pre-incident plans and specialized evacuation protocols. These counts go directly into AFG/SAFER grant narratives and CPSE/CFAI Standards of Cover documentation.

0
Hospitals
4
Schools (K-12)
1
Childcare Centers
0
Nursing Homes
5
Total Facilities

Peer Comparison

Departments similar to yours in size, type, density class, and region. Peer benchmarks contextualize your community risk profile and support “demonstrated need” narratives in grant applications.

Department State Population Risk Score 65+ % Poverty % Stations
Elk Rapids Fire Department (You) MI 3,319 50.9 36.6% 4.3% 1
Morristown Volunteer Fire Department, Inc. IN 3,275 45.9 20.8% 8.4% 1
Valley View Fire Department OH 1,925 51.1 28.5% 4.2% 1
Fosterburg Fire Protection District IL 3,576 50.5 27.8% 9.4% 2
Kawkawlin Township Fire Department MI 3,349 44.3 25.5% 8.7% 2

Your Community Risk Profile Is Half the Story

This page shows what your community faces. Connecting your NERIS data shows the other half — where response is slowest in your highest-risk areas, whether you're meeting NFPA benchmarks, and how your CRR investments are performing against actual demand.

See the Response Dashboard

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