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Risk & Response by Arborlook Insights

Whitefish Township Fire Department

VOLUNTEER MI 1 Stations
3,270
Est. Population
417.9
Sq Miles
8
Density / Sq Mi
2
Census Tracts
Relatively Moderate
NRI Risk Rating

Service Area Overview

Your department boundary, station locations, and overall NRI risk scores by census tract. Use the sections below to explore specific hazards, fire risk indicators, and EMS demand drivers across your service area.

Service area, population, and census tract assignments are based on department boundaries from NERIS Public. Boundary accuracy varies by jurisdiction.

Natural Hazard Risk

What this means for planning: With a risk score of 53.1 (Relatively Moderate nationally), cold wave is your leading natural hazard. Focus on cold-exposure emergency response, warming center partnerships, and proactive wellness checks for vulnerable populations during extreme cold events.

Top 5 Hazards in Your Service Area

Sorted by life-safety impact. Life-safety loss uses FEMA’s Value of Statistical Life ($13.7M per fatality or 10 injuries). NRI methodology

Hazard Risk Score Rating Life-Safety Loss
$/yr
Total Loss
$/yr
Cold Wave TOP LIFE-SAFETY HAZARD 53.1 Relatively Moderate $82K/yr $84K/yr
Lightning 64.9 Relatively High $27K/yr $29K/yr
Winter Weather 58.7 Relatively Moderate $3K/yr $5K/yr
Strong Wind 45.5 Relatively Moderate $3K/yr $20K/yr
Tornado 9.8 Very Low $1K/yr $6K/yr

How to read this map: Colors show absolute national risk levels (red = Very High nationally, green = Very Low nationally). These are objective hazard comparisons across all U.S. communities.

Historical Disaster Declarations

Your county has experienced 4 FEMA disaster declarations in the last 10 years, and 6 declarations in the last 25 years.

DateTypeTitle
2020-03-27BiologicalCOVID-19 PANDEMIC
2020-03-13BiologicalCOVID-19
2005-09-07HurricaneHURRICANE KATRINA EVACUATION
1994-05-10FreezingSEVERE DEEP FREEZE
1978-01-27SnowstormBLIZZARDS & SNOWSTORMS

Demographics & Vulnerability

Why This Matters

Your community's demographics shape everything: from where you need smoke alarm programs to how many of your calls are EMS. The data below identifies who generates the most emergency demand, who faces the greatest barriers during emergencies, and who benefits most from targeted CRR outreach.

Age Distribution

Age drives EMS call volume (highest utilization: 65+ and especially 75+, with elevated rates also among children under 5), shapes fire safety education priorities, and determines evacuation assistance needs. The dark marker on each bar shows the national average.

Under 5
4.6% (149)
Ages 5-17
9.4% (306)
Ages 18-64
52.8% (1,727)
Ages 65-74
21.1% (690)
Ages 75-84
11.0% (361)
Ages 85+
1.1% (37)
Your Community
National Average

Social Vulnerability Indicators

These indicators identify populations that need additional support during emergencies, face barriers to self-evacuation or medical access, and benefit most from proactive CRR programming.

Vulnerability Factor Your Community Peer Average National Average vs. Peers
Disability Rate
Higher EMS utilization, evacuation assistance needs, accessible communication requirements
24.4% 20.0% 13.4% slightly higher
Poverty Rate
Economic barrier to safety resources
9.4% 11.8% 12.5% slightly lower
Uninsured Rate
May delay medical care, leading to emergencies
6.9% 6.8% 8.3% ≈ average
Limited English Households
Language barrier to emergency communication
0.4% 0.4% 4.3% ≈ average
No Vehicle Access
Evacuation risk; higher EMS transport dependence
2.1% 3.9% 8.7% 1.8x lower
No Internet Access
Disconnected from digital emergency alerts
12.6% 11.2% 6.7% ≈ average

Economic Context

Median Household Income
$58,272
Peers: $65,087 · National: $89,476
Per Capita Income
$34,627
Peers: $36,350 · National: $44,519
Median Home Value
$160,938
Peers: $181,427 · National: $402,761

Fire Risk Factors

What this means for planning: 16.1% of households use wood as primary heating fuel. Prioritize public education on heating safety, chimney inspections, and proper clearance around wood stoves and fireplaces. Partner with code enforcement on rental property inspections during heating season.

How to read this map: Colors show relative risk within your jurisdiction (red = highest-need tracts, green = lowest-need). Check the table below for overall levels vs. peers and national averages.

Risk Factor Your Community Peer Average National Average vs. Peers
Pre-1980 Housing
Pre-1980 construction standards
42.7% 33.8% 36.3% slightly higher
Wood Heating
Wood stoves and fireplaces as primary heat
16.1% 16.8% 1.4% ≈ average
Vacancy Rate
Vacant properties at higher fire risk
62.6% 42.3% 10.3% slightly higher
Mobile Homes
Structural fire spread risk
8.6% 10.3% 5.8% slightly lower
Renter-Occupied
Higher turnover, variable maintenance
11.6% 9.9% 34.7% slightly higher

EMS Risk Factors

EMS typically accounts for 60-80% of fire department call volume nationally. The demographics below are the strongest predictors of where that demand comes from in your service area.

What this means for planning: 24.4% of residents have a disability, 1.8x higher the national average. Residents with disabilities have higher EMS utilization and may require specialized evacuation assistance, accessible communication during emergencies, and coordination with social services. Consider functional needs assessments in pre-incident planning and partnerships with disability advocacy organizations.

How to read this map: Colors show relative risk within your jurisdiction (red = highest-need tracts, green = lowest-need). Check the table below for overall levels vs. peers and national averages.

Risk Factor Your Community Peer Average National Average vs. Peers
Population 65+
Highest EMS utilization group
33.3% 30.6% 17.4% ≈ average
Disability Rate
Higher EMS utilization, specialized assistance needs
24.4% 20.0% 13.4% slightly higher
No Vehicle Access
Evacuation risk; higher EMS transport dependence
2.1% 3.9% 8.7% 1.8x lower
Uninsured Rate
May delay care, leading to emergencies
6.9% 6.8% 8.3% ≈ average
Poverty Rate
Economic barrier to healthcare access
9.4% 11.8% 12.5% slightly lower

Peer Comparison

Departments similar to yours in size, type, density class, and region. Peer benchmarks contextualize your community risk profile and support “demonstrated need” narratives in grant applications.

Department State Population Risk Score 65+ % Poverty % Stations
Whitefish Township Fire Department (You) MI 3,270 40.4 33.3% 9.4% 1
Elmira-Warner Fire Department MI 3,320 39.9 20.4% 9.3% 1
Port Wing Volunteer Fire Department WI 1,851 50.8 34.3% 8.7% 1
Posen Area Fire And Rescue MI 4,475 38.1 32.5% 12.5% 1
Inwood Township Fire Department MI 4,072 33.3 36.5% 10.6% 1

Your Community Risk Profile Is Half the Story

This page shows what your community faces. Connecting your NERIS data shows the other half: where response is slowest in your highest-risk areas, whether you're meeting NFPA benchmarks, and how your CRR investments are performing against actual demand.

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