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Risk & Response by Arborlook Insights

Bynum Fire Department District 9

VOLUNTEER MS 3 Stations
Vision 20/20 Part of the Discovery Data Hub · Vision 20/20 + Arborlook Insights
4,926
Est. Population
58.1
Sq Miles
85
Density / Sq Mi
1
Census Tracts
Relatively High
NRI Risk RatingiNRI Risk Rating. FEMA’s national-percentile bands on the composite Risk Score: Very Low (<20), Relatively Low (20-39), Relatively Moderate (40-59), Relatively High (60-79), Very High (80+). Composite combines all 18 hazards via Expected Annual Loss × Social Vulnerability ÷ Community Resilience.

Page generated April 2026 · Hazards: FEMA NRI v1.20 · Demographics: ACS 2024 (2020-2024 5-year) · Boundaries: NERIS Public · Disasters: OpenFEMA

Service Area Overview

Your department boundary, station locations, and overall NRI risk scores by census tract. Use the sections below to explore specific hazards, fire risk indicators, and EMS demand drivers across your service area.

Service area, population, and census tract assignments are based on department boundaries from NERIS Public. Boundary accuracy varies by jurisdiction.

Natural Hazard Risk

What this means for planning: With a risk score of 97.8 (Very High nationally), tornado is your leading natural hazard. Focus on rapid damage assessment, search and rescue in collapsed structures, and coordination with emergency management on warning systems and community shelter locations.

Top Hazards in Your Service Area

Algorithmic top 5 by life-safety impact, plus regionally critical hazards for MS (shown with their NRI scores as-is, no adjustment). Life-safety loss uses FEMA’s Value of Statistical Life ($13.7M per fatality or 10 injuries). NRI methodology · Source: FEMA NRI v1.20 (Mar 2023)

Hazard Risk Score Rating Life-Safety Loss
$/yr
Total Loss
$/yr
Learn more
Tornado TOP LIFE-SAFETY HAZARD 97.8 Very High $479K/yr $624K/yr NOAA SPC
Cold Wave 91.1 Very High $306K/yr $309K/yr NWS cold safety
Heat Wave 94.9 Very High $284K/yr $284K/yr NWS heat safety
Strong Wind 98.5 Very High $235K/yr $248K/yr NWS wind safety
Earthquake 83.4 Very High $98K/yr $298K/yr USGS Earthquake Hazards
Hurricane 66.6 Relatively High $2K/yr $40K/yr NOAA NHC

How to read this map: Colors show absolute national risk levels (red = Very High nationally, green = Very Low nationally). These are objective hazard comparisons across all U.S. communities.

Historical Disaster Declarations

Your county has experienced 12 FEMA disaster declarations in the last 10 years, and 18 declarations in the last 25 years.

5 most recent declarations shown. Source: OpenFEMA, current through April 2026. If your most recent listed declaration is older than expected, that reflects no newer county-level declarations on file (not stale data).

DateTypeTitle
2026-02-06Winter StormSEVERE WINTER STORM
2026-01-24Winter StormSEVERE WINTER STORM
2023-03-26Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
2021-10-22HurricaneHURRICANE IDA
2021-08-28HurricaneHURRICANE IDA

Demographics & Vulnerability

Source: U.S. Census Bureau, American Community Survey 5-year (2020-2024 vintage)

Why This Matters

Your community's demographics shape everything: from where you need smoke alarm programs to how many of your calls are EMS. The data below identifies who generates the most emergency demand, who faces the greatest barriers during emergencies, and who benefits most from targeted CRR outreach.

Age Distribution

Age drives EMS call volume (highest utilization: 65+ and especially 75+, with elevated rates also among children under 5), shapes fire safety education priorities, and determines evacuation assistance needs. The dark marker on each bar shows the national average.

Under 5
7.1% (350)
Ages 5-17
17.3% (854)
Ages 18-64
59.6% (2,938)
Ages 65-74
11.4% (564)
Ages 75-84
3.5% (172)
Ages 85+
1.0% (48)
Your Community
National Average

Community Profile

Who lives in your service area. Population composition shapes CRR messaging, outreach channels, and the language resources your crews may need in the field. Operational risk drivers (disability, poverty, uninsured, no vehicle) are covered in the Fire Risk and EMS Risk sections below.

Community Factor Your Community Peer AverageiPeer Average. Average across up to 4 peer departments matched on size band, department type, density class, and Census region. Used in the “vs. Peers” column throughout the page. See the methodology page for full criteria. National Average vs. Peers
Minority Population
Residents who don't identify as non-Hispanic White. Useful as a quick read on community composition for outreach planning.
36.5% 17.8% 41.8% 2.0x higher
Limited-English Households
Households where no adult speaks English very well. Plan for translated materials and bilingual responders or interpreter lines.
0.0% 1.2% 4.2% Infx lower
Single-Parent Households
Households with children headed by one adult. Often correlated with tighter time and resource constraints, which affects how outreach gets received.
1.0% 6.2% 6.1% 6.3x lower
No High-School Diploma
Adults 25+ without a high-school credential. Use plain-language materials, short sentences, and visual cues to keep messaging accessible.
21.2% 14.3% 10.4% 1.5x higher
Unemployment Rate
Share of the labor force out of work. Higher rates often track with higher EMS demand for stress-related and untreated chronic conditions.
7.6% 6.0% 5.3% 1.3x higher
Group-Quarters Population
Residents in nursing homes, assisted living, dorms, or corrections. EMS demand from these sites is covered in the EMS Risk section below.
0.0% 1.1% 2.5% Infx lower

Economic Context

Median Household Income
$59,775
Peers: $67,332 · National: $89,581
Below 150% Poverty
17.5%
Peers: 23.5% · National: 20.2%
Median Home Value
$110,800
Peers: $200,719 · National: $402,955

Fire Risk Factors

What this means for planning: 41.6% of housing units are mobile homes. Manufactured housing presents unique fire risks including rapid fire spread, limited egress, and structural collapse potential. Focus on smoke alarm installation programs, escape planning education, and pre-fire planning for mobile home communities.

How to read this map: Colors show relative risk within your jurisdiction (red = highest-need tracts, green = lowest-need). Check the table below for overall levels vs. peers and national averages.

Risk Factor Your Community Peer Average National Average vs. Peers
Pre-1980 Housing
Built before modern electrical codes and smoke-alarm requirements. Expect older wiring, fewer hardwired alarms, and limited fire-stop construction.
24.3% 30.8% 50.3% 1.3x lower
Pre-1960 Housing
Built well before modern fire codes. Knob-and-tube wiring and balloon framing are common, both of which let fires spread fast through wall and ceiling cavities.
5.8% 9.6% 26.5% 1.7x lower
Vacancy Rate
Vacant buildings burn hotter and spread faster than occupied ones, and roughly a third of these fires are intentionally set. [USFA]
11.7% 18.2% 10.3% 1.6x lower
Mobile Homes
Lighter construction and small footprints mean fires reach flashover faster and residents have less time to get out.
41.6% 26.7% 5.8% 1.6x higher

EMS Risk Factors

EMS typically accounts for 60-80% of fire department call volume nationally. The demographics below are the strongest predictors of where that demand comes from in your service area.

What this means for planning: Economic barriers to healthcare access (poverty: 12.8%, uninsured: 13.0%) can lead to delayed treatment and preventable emergencies. Partner with federally qualified health centers and social services to connect vulnerable residents with primary care resources.

How to read this map: Colors show relative risk within your jurisdiction (red = highest-need tracts, green = lowest-need). Check the table below for overall levels vs. peers and national averages.

Risk Factor Your Community Peer Average National Average vs. Peers
Population 65+
Older adults die in fires at about 2.5x the rate of the general population and drive a large share of EMS calls. [USFA]
15.9% 17.6% 17.4% ≈ average
Disability Rate
Physical disability is the second-leading human factor in U.S. residential fire deaths. These residents need pre-planned evacuation help. [USFA]
13.5% 15.4% 13.4% 1.1x lower
No Vehicle Access
Households without a vehicle skip or delay medical care more often, which translates to higher 911 use for issues that could have been managed earlier.
4.6% 3.8% 8.7% 1.2x higher
Uninsured Rate
Uninsured adults skip needed care about three times as often as the insured. Untreated conditions show up later as 911 calls. [CDC]
13.0% 10.2% 8.2% 1.3x higher
Poverty Rate
Lower-income residents have worse baseline health and less access to primary care, both of which raise EMS call volume.
12.8% 14.4% 12.5% 1.1x lower
Below 150% Poverty
A wider near-poverty band that often correlates with chronic-disease prevalence and frequent EMS use.
17.5% 23.5% 20.2% 1.3x lower
Group-Quarters Population
Nursing homes, assisted living, dorms, and corrections generate outsized EMS demand. Falls alone are about 3.5x more likely to result in transport from these facilities.
0.0% 1.1% 2.5% Infx lower
Limited-English Households
Language barriers slow 911 dispatch, telephone CPR coaching, and on-scene patient assessment. Stage interpreter services and translated materials early.
0.0% 1.2% 4.2% Infx lower

CRR Outreach Profile

These factors don't necessarily mean higher fire or EMS risk, but they shape how you reach residents: which messages, what channels, and how often to inspect.

How to read this map: Colors show where each housing or access factor is most concentrated within your jurisdiction (red = highest, green = lowest). Use the toggles to switch factors.

Outreach Factor Your Community Peer Average National Average vs. Peers
Multi-Family Housing
Apartments and condos with shared egress. Coordinate with property managers on annual smoke-alarm checks and posted exit routes; expect different demand patterns than single-family neighborhoods.
0.0% 0.7% 14.3% Infx lower
Renter-Occupied
Tenants don't control alarm batteries or appliance maintenance the way owners do. Work with landlords on alarms and provide tenant checklists in the languages residents read.
16.6% 17.8% 34.6% ≈ average
Crowded Housing
More than one person per room. Shared sleeping space and tighter egress paths change how you talk about escape plans and alarm placement.
0.0% 2.2% 3.4% Infx lower
No Home Internet
Households without internet won't see web alerts, social posts, or email outreach. Lean on radio, mailers, door-knocks, and in-person events.
17.2% 11.1% 6.7% 1.6x higher
Wood Heating
Solid-fuel heating drives chimney fires and hearth ignitions. Push annual chimney sweeps, hearth screens, and a three-foot clearance from anything combustible. [USFA]
1.2% 2.4% 1.4% 2.0x lower
Kerosene / Fuel Oil Heat
Portable and liquid-fueled heaters. Three-foot clearance, off when leaving the room or going to bed, and a working CO alarm.
0.0% 0.5% 4.2% Infx lower
Bottled / Tank LP Heat
Propane and LP tanks. Check for leaks, inspect regulators and connectors, and put a CO alarm on every level.
45.0% 13.8% 5.2% 3.3x higher

Peer Comparison

Departments similar to yours in size, type, density class, and region. Peer benchmarks contextualize your community risk profile and support “demonstrated need” narratives in grant applications.

Department State Population Risk ScoreiComposite Risk Score. FEMA NRI’s composite index combining all 18 hazards: Expected Annual Loss × Social Vulnerability ÷ Community Resilience, population-weighted across your tracts. Individual hazards may score higher than the composite; the composite reflects total expected impact across all hazards. FEMA methodology. 65+ % Multi-Unit % Stations
Bynum Fire Department District 9 (You) MS 4,926 79.7 15.9% 0.0% 3
Guntown Fire Department MS 5,198 78.4 9.5% 0.0% 1
Cedar Hill Fire Department MS 5,198 78.4 9.5% 0.0% 1
Ludlow Volunteer Fire Department MS 4,317 80 14.8% 0.0% 1
Rock City/Rome Volunteer Fire Department TN 6,016 76.1 16.3% 2.7% 1

Your Community Risk Profile Is Half the Story

This page shows what your community faces. Connecting your NERIS data shows the other half: where response is slowest in your highest-risk areas, whether you're meeting NFPA benchmarks, and how your CRR investments are performing against actual demand.

This free community risk profile is part of the Discovery Data Hub, a partnership between Vision 20/20 and Arborlook Insights to keep essential risk data in the hands of the fire service.

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