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Risk & Response by Arborlook Insights

Montgomery Township Volunteer Fire Company No. 2

VOLUNTEER NJ 2 Stations
22,726
Est. Population
32.5
Sq Miles
700
Density / Sq Mi
4
Census Tracts
Relatively High
NRI Risk Rating

Service Area Overview

Your department boundary, station locations, and overall NRI risk scores by census tract. Use the sections below to explore specific hazards, fire risk indicators, and EMS demand drivers across your service area.

Service area, population, and census tract assignments are based on department boundaries from NERIS Public. Boundary accuracy varies by jurisdiction.

Natural Hazard Risk

What this means for planning: With a risk score of 91.4 (Very High nationally), flooding is your leading natural hazard. Prioritize swift water rescue training, high-water vehicle rescue protocols, and coordination with emergency management on flood-prone area mapping and evacuation routes.

Top 5 Hazards in Your Service Area

Sorted by life-safety impact. Life-safety loss uses FEMA’s Value of Statistical Life ($13.7M per fatality or 10 injuries). NRI methodology

Hazard Risk Score Rating Life-Safety Loss
$/yr
Total Loss
$/yr
River Flood TOP LIFE-SAFETY HAZARD 91.4 Very High $386K/yr $11.5M/yr
Heat Wave 55.6 Relatively Moderate $284K/yr $284K/yr
Cold Wave 47.2 Relatively Moderate $282K/yr $282K/yr
Tornado 47.4 Relatively Moderate $131K/yr $346K/yr
Lightning 59 Relatively Moderate $85K/yr $96K/yr

How to read this map: Colors show absolute national risk levels (red = Very High nationally, green = Very Low nationally). These are objective hazard comparisons across all U.S. communities.

Historical Disaster Declarations

Your county has experienced 6 FEMA disaster declarations in the last 10 years, and 17 declarations in the last 25 years.

DateTypeTitle
2021-09-05HurricaneREMNANTS OF HURRICANE IDA
2021-09-02HurricaneREMNANTS OF HURRICANE IDA
2020-03-25BiologicalCOVID-19 PANDEMIC
2020-03-13BiologicalCOVID-19
2018-06-08Severe StormSEVERE WINTER STORM AND SNOWSTORM

Demographics & Vulnerability

Why This Matters

Your community's demographics shape everything: from where you need smoke alarm programs to how many of your calls are EMS. The data below identifies who generates the most emergency demand, who faces the greatest barriers during emergencies, and who benefits most from targeted CRR outreach.

Age Distribution

Age drives EMS call volume (highest utilization: 65+ and especially 75+, with elevated rates also among children under 5), shapes fire safety education priorities, and determines evacuation assistance needs. The dark marker on each bar shows the national average.

Under 5
3.8% (859)
Ages 5-17
20.7% (4,700)
Ages 18-64
60.9% (13,832)
Ages 65-74
7.0% (1,599)
Ages 75-84
5.1% (1,152)
Ages 85+
2.6% (584)
Your Community
National Average

Social Vulnerability Indicators

These indicators identify populations that need additional support during emergencies, face barriers to self-evacuation or medical access, and benefit most from proactive CRR programming.

Vulnerability Factor Your Community Peer Average National Average vs. Peers
Disability Rate
Higher EMS utilization, evacuation assistance needs, accessible communication requirements
5.0% 9.4% 13.4% 1.9x lower
Poverty Rate
Economic barrier to safety resources
3.6% 4.1% 12.5% ≈ average
Uninsured Rate
May delay medical care, leading to emergencies
1.2% 3.6% 8.3% 3.1x lower
Limited English Households
Language barrier to emergency communication
5.8% 2.4% 4.3% 2.5x higher
No Vehicle Access
Evacuation risk; higher EMS transport dependence
4.2% 3.9% 8.7% ≈ average
No Internet Access
Disconnected from digital emergency alerts
1.8% 3.7% 6.7% 2.1x lower

Economic Context

Median Household Income
$227,137
Peers: $158,210 · National: $89,476
Per Capita Income
$95,866
Peers: $73,992 · National: $44,519
Median Home Value
$788,380
Peers: $590,602 · National: $402,761

Fire Risk Factors

What this means for planning: Focus fire prevention efforts on cooking safety (leading cause of home fires), heating equipment safety, electrical hazards, and smoke alarm installation programs. Target education toward renters and multi-family buildings where fire incidence is typically higher.

How to read this map: Colors show relative risk within your jurisdiction (red = highest-need tracts, green = lowest-need). Check the table below for overall levels vs. peers and national averages.

Risk Factor Your Community Peer Average National Average vs. Peers
Pre-1980 Housing
Pre-1980 construction standards
27.8% 22.4% 36.3% slightly higher
Wood Heating
Wood stoves and fireplaces as primary heat
0.1% 1.4% 1.4% 13.2x lower
Vacancy Rate
Vacant properties at higher fire risk
0.3% 4.0% 10.3% 15.6x lower
Mobile Homes
Structural fire spread risk
0.0% 2.1% 5.8% Infx lower
Renter-Occupied
Higher turnover, variable maintenance
15.1% 15.3% 34.7% ≈ average

EMS Risk Factors

EMS typically accounts for 60-80% of fire department call volume nationally. The demographics below are the strongest predictors of where that demand comes from in your service area.

What this means for planning: Your community demographics suggest moderate EMS demand. Focus on efficient response protocols, NFPA compliance tracking, and community paramedicine programs to expand your role in public health and preventive care.

How to read this map: Colors show relative risk within your jurisdiction (red = highest-need tracts, green = lowest-need). Check the table below for overall levels vs. peers and national averages.

Risk Factor Your Community Peer Average National Average vs. Peers
Population 65+
Highest EMS utilization group
14.7% 19.3% 17.4% slightly lower
Disability Rate
Higher EMS utilization, specialized assistance needs
5.0% 9.4% 13.4% 1.9x lower
No Vehicle Access
Evacuation risk; higher EMS transport dependence
4.2% 3.9% 8.7% ≈ average
Uninsured Rate
May delay care, leading to emergencies
1.2% 3.6% 8.3% 3.1x lower
Poverty Rate
Economic barrier to healthcare access
3.6% 4.1% 12.5% ≈ average

Peer Comparison

Departments similar to yours in size, type, density class, and region. Peer benchmarks contextualize your community risk profile and support “demonstrated need” narratives in grant applications.

Department State Population Risk Score 65+ % Poverty % Stations
Montgomery Township Volunteer Fire Company No. 2 (You) NJ 22,726 71.5 14.7% 3.6% 2
Montgomery Volunteer Fire Department #1 NJ 22,726 71.5 14.7% 3.6% 1
READINGTON FIRE COMPANY NJ 14,191 74.2 15.9% 2.8% 1
North Branch Volunteer Fire Company NJ 14,184 74.2 15.9% 2.8% 2
West Windsor Volunteer Fire Company 1 NJ 14,466 70.4 20.3% 2.6% 2

Your Community Risk Profile Is Half the Story

This page shows what your community faces. Connecting your NERIS data shows the other half: where response is slowest in your highest-risk areas, whether you're meeting NFPA benchmarks, and how your CRR investments are performing against actual demand.

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