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Risk & Response

Larimer County, CO

Community risk profile | NRI Score: 44.6 Relatively Moderate

367,368
Population
17
Departments
83
Stations
86
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, not agriculture.

Natural Hazard Life Safety
6.15
expected fatality-equivalents per year, natural hazards only
3rd highest of 64
Life Safety per 100k
1.67
natural hazard fatality-equivalents per 100,000 residents
33rd highest of 64
Natural Hazard Property Loss
$81.5M
expected building loss per year, natural hazards only
8th highest of 64
Property Loss per Resident
$222
natural hazard building loss per resident per year
57th highest of 64

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not in the National Risk Index, so this is not an all-cause life safety measure. For Larimer County, the largest single contributor is Avalanche, 51% of the life-safety total.

Larimer County carries an expected 6 natural hazard fatality-equivalents and $81.5M in building loss per year. Rank chips compare the 64 Colorado counties. Nationally, Larimer County ranks 80th of 3,222 U.S. counties for life-safety loss, 851st for life safety per 100k residents, 269th for property loss, and 2584th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is only part of the risk. Fire deaths and injuries, cause of ignition, and dollar loss per incident come from NERIS incident reporting, which grows as departments serving Larimer County enroll. Our Regional tier adds that data for the departments your jurisdiction sponsors, next to public risk and NERIS adoption for every department in Larimer County.

Talk to us about Larimer County See what a department sees

Loss Breakdown

49%
51%
Property (buildings): $81.5M (48.9%)
Life safety: $84.2M (50.6%)
Agriculture: $848K (0.5%)

Total expected annual loss: $166,600,597 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Avalanche
$42.9M
Cold Wave
$16.3M
Inland Flooding
$7.3M
Lightning
$6.9M
Tornado
$3.7M
Strong Wind
$2.4M

By property loss ($/yr)

Inland Flooding
$47.0M
Wildfire
$14.5M
Hail
$9.5M
Tornado
$7.4M
Earthquake
$2.4M
Winter Weather
$314K

Census Tract Risk Map

Shaded by quintile across the census tracts in Larimer County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

35%
65%
Combination: 35% (6)
Volunteer: 65% (11)
Residents per Station
4,426
census population per registered station
Stations per 100k
22.6
registered stations per 100,000 residents

Department composition covers the 17 departments registered in NERIS Public for Larimer County, CO. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Larimer County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 17 departments
Department ▲ Est. Population ▲ Life-Safety Loss ▼ NRI Rating ▲ Stations ▲
Poudre Fire Authority 207,631 $30.4M Relatively Low 16
Estes Valley Fire Protection District 12,255 $13.4M Very High 4
Loveland Fire Rescue Authority 78,268 $11.1M Relatively Moderate 19
Livermore Fire Protection District 6,198 $6.6M Very High 2
Wellington Fire Protection District 15,298 $4.5M Relatively High 4
Berthoud Fire Protection District 18,844 $4.0M Relatively Moderate 5
Windsor-Severance Fire Protection District 51,140 $3.9M Relatively Moderate 12
Lyons Fire Protection District 3,289 $2.7M Very High 1
Glacier View Fire Protection District 1,153 $2.1M Very High 1
Rist Canyon Volunteer Fire Department, Inc. 764 $1.6M Very High 3
Allenspark Fire Protection District 990 $1.4M Very High 5
Poudre Canyon Fire Protection District 621 $1.2M Very High 4
Red Feather Lakes Fire Protection District 371 $742.0K Very High 1
Glen Haven Area Volunteer Fire Department 370 $683.2K Very High 2
Crystal Lakes Volunteer Fire Department 315 $631.2K Very High 2
Pinewood Springs Fire Protection District 326 $564.7K Very High 1
Big Elk Volunteer Fire Department 98 $165.4K Very High 1
No departments match your search.

Risk Snapshot

11.2%
Poverty Rate
17.4%
Age 65+
10.7%
Disability Rate
5.6%
Uninsured
31.9%
Pre-1980 Housing
3.3%
Mobile Homes
6.4%
Vacancy Rate
1.0%
Wood Heat
$97,429
Median HH Income

FEMA Disaster Declarations

6
Last 10 Years
22
Last 25 Years
Fire
Most Frequent

Every department in your region, on one briefing

Our Regional tier gives state fire marshals and county fire authorities one briefing across every department in the jurisdiction: priority tracts ranked by risk and demand, NERIS adoption by county, and a quarterly report with a page per department. Response times appear for the departments you sponsor. Free 90-day pilot.

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