Arborlook
Risk & Response
by Arborlook Insights

Lower Connecticut River Valley, CT

Community risk profile | NRI Score: 48.1 Relatively Moderate

175,822
Population
20
Departments
59
Stations
45
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.20
expected fatality-equivalents per year, natural hazards only
8th highest of 9
Life Safety per 100k
0.11
natural hazard fatality-equivalents per 100,000 residents
9th highest of 9
Natural Hazard Property Loss
$59.3M
expected building loss per year, natural hazards only
7th highest of 9
Property Loss per Resident
$338
natural hazard building loss per resident per year
3rd highest of 9

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Lower Connecticut River Valley, the largest single contributor is Strong Wind, 21% of the life-safety total.

Lower Connecticut River Valley carries an expected under 1 natural hazard fatality-equivalents and $59.3M in building loss per year. Rank chips compare the 9 Connecticut counties. Nationally, Lower Connecticut River Valley ranks 1971st of 3,222 U.S. counties for life-safety loss, 3217th for life safety per 100k residents, 343rd for property loss, and 1586th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Lower Connecticut River Valley enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Lower Connecticut River Valley See what a department sees

What Drives the Loss

95%
Property (buildings): $59.3M (94.5%)
Life safety: $2.7M (4.3%)
Agriculture: $731K (1.2%)

Total expected annual loss: $62,791,581 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Strong Wind
$569K
Cold Wave
$518K
Lightning
$370K
Heat Wave
$302K
Tornado
$228K
Earthquake
$214K

By property loss ($/yr)

Inland Flooding
$48.5M
Hurricane
$5.8M
Coastal Flooding
$2.5M
Earthquake
$1.2M
Tornado
$962K
Ice Storm
$202K

Census Tract Risk Map

Shaded by quintile across the census tracts in Lower Connecticut River Valley. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

10%
20%
70%
Career: 10% (2)
Combination: 20% (4)
Volunteer: 70% (14)
Residents per Station
2,980
census population per registered station
Stations per 100k
33.6
registered stations per 100,000 residents

Department composition covers the 20 departments registered in NERIS Public for Lower Connecticut River Valley, CT. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Lower Connecticut River Valley. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 20 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Middletown Fire Department 46,824 $744.8K Relatively Moderate 5
Colchester Fire & EMS 21,100 $385.4K Relatively Low 2
Cromwell Fire Department 13,388 $219.6K Relatively Moderate 3
Westfield Volunteer Fire Department 12,239 $206.1K Relatively Low 1
South Fire District 12,996 $202.0K Relatively High 3
East Hampton Volunteer Fire Department 12,925 $190.6K Relatively Low 3
Clinton Volunteer Fire Department 12,779 $185.7K Relatively Moderate 4
Old Saybrook Fire Department 10,556 $178.6K Relatively Moderate 2
Portland Fire Department 9,194 $140.7K Relatively High 3
Town of Salem Fire Department 7,682 $134.0K Relatively Moderate 4
East Haddam Volunteer Fire Department 8,969 $130.7K Relatively Moderate 4
Old Lyme Fire Department 7,679 $124.9K Relatively Low 3
Haddam Volunteer Fire Company 8,644 $124.1K Relatively Moderate 4
Westbrook Fire Department/Westbrook Chemical Eng 6,749 $104.3K Relatively Low 2
Killingworth Volunteer Fire Company, Inc 6,240 $91.1K Relatively Moderate 2
Essex Fire Engine Company Number 1 6,343 $86.6K Relatively Moderate 4
Middlefield Volunteer Fire Company 4,243 $72.1K Relatively Low 1
Chester Hose Company 3,825 $61.3K Relatively High 1
Deep River Fire Department 4,458 $60.9K Relatively Moderate 5
Lyme Fire Company, Inc. 2,303 $34.2K Relatively Low 3
No departments match your search.

Risk Snapshot

6.8%
Poverty Rate
22.2%
Age 65+
11.7%
Disability Rate
3.3%
Uninsured
62.8%
Pre-1980 Housing
1.0%
Mobile Homes
10.7%
Vacancy Rate
2.7%
Wood Heat
$108,580
Median HH Income

FEMA Disaster Declarations

0
Last 10 Years
0
Last 25 Years
None
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

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