Arborlook
Risk & Response
by Arborlook Insights

Gulf County, FL

Community risk profile | NRI Score: 85.1 Very High

15,131
Population
7
Departments
6
Stations
6
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.17
expected fatality-equivalents per year, natural hazards only
52nd highest of 67
Life Safety per 100k
1.11
natural hazard fatality-equivalents per 100,000 residents
5th highest of 67
Natural Hazard Property Loss
$15.0M
expected building loss per year, natural hazards only
47th highest of 67
Property Loss per Resident
$992
natural hazard building loss per resident per year
2nd highest of 67

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Gulf County, the largest single contributor is Hurricane, 24% of the life-safety total.

Gulf County carries an expected under 1 natural hazard fatality-equivalents and $15.0M in building loss per year. Rank chips compare the 67 Florida counties. Nationally, Gulf County ranks 2164th of 3,222 U.S. counties for life-safety loss, 1534th for life safety per 100k residents, 1128th for property loss, and 128th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Gulf County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Gulf County See what a department sees

What Drives the Loss

87%
13%
Property (buildings): $15.0M (86.6%)
Life safety: $2.3M (13.3%)
Agriculture: $24K (0.1%)

Total expected annual loss: $17,330,658 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Hurricane
$560K
Lightning
$489K
Tornado
$486K
Cold Wave
$451K
Heat Wave
$181K
Inland Flooding
$38K

By property loss ($/yr)

Hurricane
$11.7M
Inland Flooding
$2.4M
Coastal Flooding
$481K
Wildfire
$182K
Tornado
$164K
Strong Wind
$40K

Census Tract Risk Map

Shaded by quintile across the census tracts in Gulf County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

100%
Volunteer: 100% (7)
Residents per Station
2,522
census population per registered station
Stations per 100k
39.7
registered stations per 100,000 residents

Department composition covers the 7 departments registered in NERIS Public for Gulf County, FL. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Gulf County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 7 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Dalkeith Volunteer Fire Department 8,739 $1.3M Relatively High 1
Port St Joe Fire Department 7,630 $1.2M Very High 1
Wewahitchka Volunteer Fire Department 7,501 $1.1M Relatively High 0
Sumatra Volunteer Fire Department 5,000 $968.3K Relatively High 1
Overstreet Volunteer Fire Department 7,139 $966.0K Very High 1
Gulf County Beaches Volunteer Fire Department 6,106 $858.3K Relatively High 1
South Gulf County Volunteer Fire Department 3,367 $486.7K Very High 1
No departments match your search.

Risk Snapshot

12.5%
Poverty Rate
23.7%
Age 65+
20.2%
Disability Rate
8.3%
Uninsured
26.7%
Pre-1980 Housing
17.9%
Mobile Homes
36.5%
Vacancy Rate
0.8%
Wood Heat
$60,509
Median HH Income

FEMA Disaster Declarations

19
Last 10 Years
31
Last 25 Years
Hurricane
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

Explore the Regional Tier See the Response Demo