Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, not agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not in the National Risk Index, so this is not an all-cause life safety measure. For Okaloosa County, the largest single contributor is Tornado, 28% of the life-safety total.
Okaloosa County carries an expected 2 natural hazard fatality-equivalents and $106.2M in building loss per year. Rank chips compare the 67 Florida counties. Nationally, Okaloosa County ranks 275th of 3,222 U.S. counties for life-safety loss, 1819th for life safety per 100k residents, 199th for property loss, and 897th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is only part of the risk. Fire deaths and injuries, cause of ignition, and dollar loss per incident come from NERIS incident reporting, which grows as departments serving Okaloosa County enroll. Our Regional tier adds that data for the departments your jurisdiction sponsors, next to public risk and NERIS adoption for every department in Okaloosa County.
Talk to us about Okaloosa County See what a department seesLoss Breakdown
Total expected annual loss: $134,474,551 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
Census Tract Risk Map
Shaded by quintile across the census tracts in Okaloosa County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.
Fire Service Profile
Department composition covers the 21 departments registered in NERIS Public for Okaloosa County, FL. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
Department Rankings
Fire and EMS departments serving Okaloosa County. Click column headers to sort.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| Department ▲ | Est. Population ▲ | Life-Safety Loss ▼ | NRI Rating ▲ | Stations ▲ |
|---|---|---|---|---|
| Ocean City Wright Fire District | 50,559 | $6.1M | Very High | 4 |
| Crestview Fire Department | 30,325 | $3.7M | Very High | 7 |
| North Okaloosa Fire District | 27,475 | $3.4M | Relatively High | 4 |
| Destin Fire Control District | 18,642 | $2.5M | Relatively High | 5 |
| Fort Walton Beach Fire Department | 18,424 | $2.4M | Relatively High | 4 |
| Niceville Fire Department | 18,899 | $2.1M | Very High | 12 |
| North Bay Fire Control District | 13,444 | $1.7M | Very High | 2 |
| Florosa Fire Control District | 7,970 | $1.1M | Very High | 2 |
| Dorcas Fire District | 5,172 | $667.3K | Relatively Moderate | 2 |
| East Niceville Fire District | 4,383 | $534.8K | Very High | 1 |
| Baker Fire District | 4,001 | $529.2K | Very High | 2 |
| Valparaiso Fire Department | 4,108 | $518.5K | Very High | 1 |
| Okaloosa Island Fire District | 1,802 | $485.4K | Relatively High | 2 |
| Holt Fire District | 2,923 | $408.3K | Relatively High | 3 |
| Munson Volunteer Fire And Rescue | 1,717 | $214.1K | Very High | 4 |
| Almarante Fire District | 1,346 | $200.4K | Relatively Moderate | 2 |
| Blackman Fire District, Inc. | 1,069 | $141.2K | Very High | 2 |
| Lockhart Volunteer Fire Department | 829 | $139.0K | Very High | 1 |
| Wing Volunteer Fire Department | 616 | $91.2K | Relatively High | 1 |
| Laurel Hill Volunteer Fire Department | 494 | $75.3K | Relatively Moderate | 1 |
| Bradley Volunteer Fire Department | 155 | $36.6K | Relatively Moderate | 1 |
Risk Snapshot
FEMA Disaster Declarations
Every department in your region, on one briefing
Our Regional tier gives state fire marshals and county fire authorities one briefing across every department in the jurisdiction: priority tracts ranked by risk and demand, NERIS adoption by county, and a quarterly report with a page per department. Response times appear for the departments you sponsor. Free 90-day pilot.
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