Arborlook
Risk & Response
by Arborlook Insights

Webster County, IA

Community risk profile | NRI Score: 60.4 Relatively High

36,886
Population
10
Departments
10
Stations
13
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.61
expected fatality-equivalents per year, natural hazards only
11th highest of 99
Life Safety per 100k
1.65
natural hazard fatality-equivalents per 100,000 residents
30th highest of 99
Natural Hazard Property Loss
$10.1M
expected building loss per year, natural hazards only
27th highest of 99
Property Loss per Resident
$275
natural hazard building loss per resident per year
86th highest of 99

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Webster County, the largest single contributor is Tornado, 84% of the life-safety total.

Webster County carries an expected under 1 natural hazard fatality-equivalents and $10.1M in building loss per year. Rank chips compare the 99 Iowa counties. Nationally, Webster County ranks 923rd of 3,222 U.S. counties for life-safety loss, 878th for life safety per 100k residents, 1497th for property loss, and 2066th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Webster County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Webster County See what a department sees

What Drives the Loss

41%
34%
25%
Property (buildings): $10.1M (41.0%)
Life safety: $8.3M (33.7%)
Agriculture: $6.3M (25.3%)

Total expected annual loss: $24,729,085 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Agriculture is 25% of expected annual loss in Webster County, so total loss overstates property loss here. The property figure above counts building loss only.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Tornado
$7.0M
Hail
$498K
Winter Weather
$203K
Inland Flooding
$196K
Strong Wind
$163K
Cold Wave
$137K

By property loss ($/yr)

Inland Flooding
$6.3M
Tornado
$2.9M
Strong Wind
$372K
Hail
$283K
Ice Storm
$110K
Winter Weather
$39K

Census Tract Risk Map

Shaded by quintile across the census tracts in Webster County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

70%
30%
Volunteer: 70% (7)
Unreported: 30% (3)
Residents per Station
3,689
census population per registered station
Stations per 100k
27.1
registered stations per 100,000 residents

Department composition covers the 10 departments registered in NERIS Public for Webster County, IA. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Webster County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 10 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Fort Dodge Fire Department 21,811 $4.9M Relatively Moderate 1
Badger Fire Department 9,638 $2.2M Relatively High 1
Vincent Fire Department 8,183 $1.8M Relatively Moderate 1
Otho Fire - Rescue 5,927 $1.4M Relatively High 1
Lehigh Volunteer Fire Department 4,926 $1.2M Relatively High 1
Johnson Township Barnum Conn Fire Department 4,857 $1.0M Relatively High 1
Callender Community Fire Department 3,257 $681.6K Relatively High 1
Gowrie Volunteer Fire Department 3,257 $681.6K Relatively High 1
Moorland Fire Department 3,257 $681.6K Relatively High 1
Duncombe Volunteer Fire Department 2,256 $529.6K Relatively High 1
No departments match your search.

Risk Snapshot

12.9%
Poverty Rate
19.9%
Age 65+
14.0%
Disability Rate
6.3%
Uninsured
77.9%
Pre-1980 Housing
2.4%
Mobile Homes
10.0%
Vacancy Rate
0.6%
Wood Heat
$67,728
Median HH Income

FEMA Disaster Declarations

5
Last 10 Years
13
Last 25 Years
Severe Storm
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

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