Arborlook
Risk & Response
by Arborlook Insights

Whiteside County, IL

Community risk profile | NRI Score: 50.0 Relatively Moderate

54,947
Population
10
Departments
18
Stations
19
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.49
expected fatality-equivalents per year, natural hazards only
50th highest of 102
Life Safety per 100k
0.89
natural hazard fatality-equivalents per 100,000 residents
101st highest of 102
Natural Hazard Property Loss
$16.3M
expected building loss per year, natural hazards only
36th highest of 102
Property Loss per Resident
$297
natural hazard building loss per resident per year
75th highest of 102

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Whiteside County, the largest single contributor is Cold Wave, 42% of the life-safety total.

Whiteside County carries an expected under 1 natural hazard fatality-equivalents and $16.3M in building loss per year. Rank chips compare the 102 Illinois counties. Nationally, Whiteside County ranks 1083rd of 3,222 U.S. counties for life-safety loss, 1926th for life safety per 100k residents, 1055th for property loss, and 1873rd for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Whiteside County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Whiteside County See what a department sees

What Drives the Loss

66%
27%
Property (buildings): $16.3M (66.4%)
Life safety: $6.7M (27.1%)
Agriculture: $1.6M (6.5%)

Total expected annual loss: $24,605,315 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Agriculture is 6% of expected annual loss in Whiteside County, so total loss overstates property loss here. The property figure above counts building loss only.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Cold Wave
$2.8M
Tornado
$1.9M
Strong Wind
$976K
Heat Wave
$368K
Lightning
$215K
Earthquake
$131K

By property loss ($/yr)

Inland Flooding
$12.7M
Tornado
$1.6M
Hail
$981K
Strong Wind
$559K
Earthquake
$387K
Ice Storm
$102K

Census Tract Risk Map

Shaded by quintile across the census tracts in Whiteside County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

20%
70%
10%
Combination: 20% (2)
Volunteer: 70% (7)
Unreported: 10% (1)
Residents per Station
3,053
census population per registered station
Stations per 100k
32.8
registered stations per 100,000 residents

Department composition covers the 10 departments registered in NERIS Public for Whiteside County, IL. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Whiteside County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 10 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Sterling Fire Department 13,618 $1.7M Relatively Moderate 2
Milledgeville Fire Protection District 8,017 $999.4K Relatively High 1
Thomson Fire Protection District 7,496 $996.1K Relatively High 1
Rock Falls Fire Department 7,290 $902.1K Relatively Moderate 2
Morrison Fire Department 6,145 $744.2K Relatively Moderate 1
Prophetstown Fire Protection District 4,540 $568.2K Relatively Moderate 4
Erie Fire Protection District 3,742 $487.9K Relatively Moderate 3
Albany Fire Protection District 3,051 $366.5K Relatively High 1
Fulton Fire Protection District 2,375 $284.6K Relatively Moderate 1
Tampico Rural Fire Protection District 1,803 $237.9K Relatively Moderate 2
No departments match your search.

Risk Snapshot

12.0%
Poverty Rate
21.8%
Age 65+
15.2%
Disability Rate
5.0%
Uninsured
77.6%
Pre-1980 Housing
2.3%
Mobile Homes
10.5%
Vacancy Rate
1.1%
Wood Heat
$70,058
Median HH Income

FEMA Disaster Declarations

3
Last 10 Years
8
Last 25 Years
Flood
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

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