Arborlook
Risk & Response
by Arborlook Insights

Morgan County, IN

Community risk profile | NRI Score: 53.7 Relatively Moderate

72,659
Population
14
Departments
26
Stations
17
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.48
expected fatality-equivalents per year, natural hazards only
23rd highest of 92
Life Safety per 100k
0.66
natural hazard fatality-equivalents per 100,000 residents
64th highest of 92
Natural Hazard Property Loss
$19.0M
expected building loss per year, natural hazards only
21st highest of 92
Property Loss per Resident
$261
natural hazard building loss per resident per year
46th highest of 92

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Morgan County, the largest single contributor is Cold Wave, 26% of the life-safety total.

Morgan County carries an expected under 1 natural hazard fatality-equivalents and $19.0M in building loss per year. Rank chips compare the 92 Indiana counties. Nationally, Morgan County ranks 1103rd of 3,222 U.S. counties for life-safety loss, 2297th for life safety per 100k residents, 929th for property loss, and 2188th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Morgan County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Morgan County See what a department sees

What Drives the Loss

72%
25%
Property (buildings): $19.0M (71.6%)
Life safety: $6.6M (24.8%)
Agriculture: $961K (3.6%)

Total expected annual loss: $26,514,864 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Cold Wave
$1.7M
Tornado
$1.6M
Strong Wind
$1.5M
Heat Wave
$756K
Inland Flooding
$229K
Lightning
$203K

By property loss ($/yr)

Inland Flooding
$14.4M
Tornado
$2.4M
Hail
$904K
Earthquake
$897K
Strong Wind
$241K
Lightning
$42K

Census Tract Risk Map

Shaded by quintile across the census tracts in Morgan County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

29%
64%
Career: 7% (1)
Combination: 29% (4)
Volunteer: 64% (9)
Residents per Station
2,795
census population per registered station
Stations per 100k
35.8
registered stations per 100,000 residents

Department composition covers the 14 departments registered in NERIS Public for Morgan County, IN. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Morgan County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 14 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Washington Township Fire Department 88,049 $10.0M Relatively High 1
Mooresville Fire Department 49,548 $4.1M Relatively Moderate 2
Brown Township Fire & Rescue 24,438 $2.1M Relatively Moderate 2
Madison Township Fire Department 19,418 $1.9M Relatively Moderate 4
Madison Township Fire Department 19,418 $1.9M Relatively Moderate 0
Madison Township Fire Department 19,418 $1.9M Relatively Moderate 0
Martinsville Fire Department 17,199 $1.7M Relatively Moderate 3
Gregg Township Fire Department 9,769 $861.4K Relatively High 2
A And A Township Volunteer Fire Department Inc. 10,076 $860.9K Relatively High 2
Monroe Township Fire District 10,076 $860.9K Relatively High 2
Green Township Volunteer Fire Rescue Inc. 9,062 $787.2K Relatively Moderate 1
Morgantown Rural Fire Department, Inc. 9,062 $787.2K Relatively Moderate 1
Paragon Volunteer Fire Company 7,568 $694.3K Relatively Moderate 2
Brooklyn Volunteer Fire Department, Inc 4,265 $379.0K Relatively Low 4
No departments match your search.

Risk Snapshot

9.3%
Poverty Rate
18.1%
Age 65+
16.6%
Disability Rate
5.1%
Uninsured
49.4%
Pre-1980 Housing
5.7%
Mobile Homes
5.9%
Vacancy Rate
1.9%
Wood Heat
$85,212
Median HH Income

FEMA Disaster Declarations

5
Last 10 Years
14
Last 25 Years
Severe Storm
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

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