Arborlook
Risk & Response
by Arborlook Insights

Owen County, KY

Community risk profile | NRI Score: 59.7 Relatively Moderate

11,330
Population
7
Departments
7
Stations
4
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.17
expected fatality-equivalents per year, natural hazards only
79th highest of 120
Life Safety per 100k
1.51
natural hazard fatality-equivalents per 100,000 residents
25th highest of 120
Natural Hazard Property Loss
$3.6M
expected building loss per year, natural hazards only
103rd highest of 120
Property Loss per Resident
$322
natural hazard building loss per resident per year
72nd highest of 120

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Owen County, the largest single contributor is Tornado, 36% of the life-safety total.

Owen County carries an expected under 1 natural hazard fatality-equivalents and $3.6M in building loss per year. Rank chips compare the 120 Kentucky counties. Nationally, Owen County ranks 2140th of 3,222 U.S. counties for life-safety loss, 1009th for life safety per 100k residents, 2548th for property loss, and 1686th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Owen County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Owen County See what a department sees

What Drives the Loss

59%
38%
Property (buildings): $3.6M (59.1%)
Life safety: $2.4M (38.1%)
Agriculture: $175K (2.8%)

Total expected annual loss: $6,170,050 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Tornado
$840K
Inland Flooding
$615K
Strong Wind
$397K
Cold Wave
$225K
Heat Wave
$100K
Lightning
$93K

By property loss ($/yr)

Inland Flooding
$2.9M
Tornado
$448K
Strong Wind
$149K
Earthquake
$76K
Ice Storm
$20K
Hail
$16K

Census Tract Risk Map

Shaded by quintile across the census tracts in Owen County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

100%
Volunteer: 100% (7)
Residents per Station
1,619
census population per registered station
Stations per 100k
61.8
registered stations per 100,000 residents

Department composition covers the 7 departments registered in NERIS Public for Owen County, KY. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Owen County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 7 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Owen County Volunteer Fire Department 11,330 $2.4M Relatively Moderate 1
Corinth Fire Department 12,803 $2.0M Relatively Moderate 1
New Liberty Volunteer Fire Department 8,286 $1.6M Relatively Moderate 1
Jonesville Fire Department 8,043 $1.5M Relatively Moderate 1
Kentucky River Fire & Rescue 9,049 $1.2M Relatively Moderate 1
Monterey Fire Department 5,416 $1.2M Relatively Moderate 1
Owenton Volunteer Fire Department 5,234 $944.7K Relatively Moderate 1
No departments match your search.

Risk Snapshot

18.3%
Poverty Rate
20.1%
Age 65+
18.7%
Disability Rate
6.4%
Uninsured
39.1%
Pre-1980 Housing
22.1%
Mobile Homes
21.1%
Vacancy Rate
6.2%
Wood Heat
$61,533
Median HH Income

FEMA Disaster Declarations

9
Last 10 Years
18
Last 25 Years
Severe Storm
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

Explore the Regional Tier See the Response Demo