Arborlook
Risk & Response
by Arborlook Insights

Whitley County, KY

Community risk profile | NRI Score: 62.7 Relatively High

36,920
Population
11
Departments
12
Stations
12
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.54
expected fatality-equivalents per year, natural hazards only
27th highest of 120
Life Safety per 100k
1.46
natural hazard fatality-equivalents per 100,000 residents
27th highest of 120
Natural Hazard Property Loss
$10.6M
expected building loss per year, natural hazards only
37th highest of 120
Property Loss per Resident
$286
natural hazard building loss per resident per year
88th highest of 120

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Whitley County, the largest single contributor is Inland Flooding, 36% of the life-safety total.

Whitley County carries an expected under 1 natural hazard fatality-equivalents and $10.6M in building loss per year. Rank chips compare the 120 Kentucky counties. Nationally, Whitley County ranks 1007th of 3,222 U.S. counties for life-safety loss, 1066th for life safety per 100k residents, 1467th for property loss, and 1967th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Whitley County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Whitley County See what a department sees

What Drives the Loss

59%
41%
Property (buildings): $10.6M (58.8%)
Life safety: $7.4M (41.0%)
Agriculture: $31K (0.2%)

Total expected annual loss: $17,951,767 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Inland Flooding
$2.6M
Cold Wave
$2.1M
Tornado
$958K
Heat Wave
$587K
Strong Wind
$405K
Lightning
$235K

By property loss ($/yr)

Inland Flooding
$8.3M
Tornado
$667K
Earthquake
$482K
Wildfire
$406K
Hail
$403K
Strong Wind
$144K

Census Tract Risk Map

Shaded by quintile across the census tracts in Whitley County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

9%
18%
73%
Career: 9% (1)
Combination: 18% (2)
Volunteer: 73% (8)
Residents per Station
3,077
census population per registered station
Stations per 100k
32.5
registered stations per 100,000 residents

Department composition covers the 11 departments registered in NERIS Public for Whitley County, KY. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Whitley County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 11 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Oak Grove Fire Department 27,567 $5.2M Relatively High 1
Patterson Creek Volunteer Fire And Rescue 11,164 $3.1M Relatively High 1
Emlyn Fire And Rescue Department 10,111 $3.0M Very High 1
Rockholds Volunteer Fire Department 15,995 $2.7M Relatively High 1
Corbin Fire Department 10,758 $2.7M Relatively High 1
Pleasant View Volunteer Fire Department 8,044 $2.4M Very High 1
South Whitley Volunteer Fire Department 8,044 $2.4M Very High 1
Woodbine Fire Rescue, Inc. 12,027 $2.1M Relatively High 3
Three Point Volunteer Fire Department 11,177 $1.9M Relatively High 1
Williamsburg Fire/ Rescue Department 11,177 $1.9M Relatively High 1
Western Central Volunteer Fire Department 9,813 $1.7M Relatively High 0
No departments match your search.

Risk Snapshot

26.3%
Poverty Rate
15.7%
Age 65+
21.9%
Disability Rate
6.2%
Uninsured
39.2%
Pre-1980 Housing
24.1%
Mobile Homes
13.4%
Vacancy Rate
2.3%
Wood Heat
$46,520
Median HH Income

FEMA Disaster Declarations

18
Last 10 Years
27
Last 25 Years
Severe Storm
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

Explore the Regional Tier See the Response Demo