Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Hampden County, the largest single contributor is Cold Wave, 33% of the life-safety total.
Hampden County carries an expected under 1 natural hazard fatality-equivalents and $93.7M in building loss per year. Rank chips compare the 14 Massachusetts counties. Nationally, Hampden County ranks 636th of 3,222 U.S. counties for life-safety loss, 3169th for life safety per 100k residents, 232nd for property loss, and 2744th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Hampden County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.
Talk to us about Hampden County See what a department seesWhat Drives the Loss
Total expected annual loss: $106,697,012 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
Census Tract Risk Map
Shaded by quintile across the census tracts in Hampden County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.
Fire Service Profile
Department composition covers the 27 departments registered in NERIS Public for Hampden County, MA. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
Department Rankings
Fire and EMS departments serving Hampden County. Click column headers to sort.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| Department ▲ | Est. Population ▲ | Life-Safety Loss ▼ | NRI Rating ▲ | Stations ▲ |
|---|---|---|---|---|
| Springfield Fire Department | 149,861 | $4.2M | Relatively Low | 28 |
| Chicopee Fire Dept. | 52,499 | $1.4M | Relatively Low | 6 |
| Westfield Fire Department | 39,897 | $1.1M | Relatively High | 5 |
| Holyoke Fire Department | 36,516 | $1.0M | Relatively Low | 5 |
| Agawam Fire Department | 27,302 | $794.6K | Relatively Moderate | 2 |
| West Springfield Fire Department | 27,179 | $749.7K | Relatively Low | 9 |
| Ludlow Fire Department | 19,994 | $510.8K | Relatively Low | 1 |
| Suffield Fire Department | 15,385 | $451.9K | Relatively Moderate | 6 |
| Longmeadow Fire Department | 14,723 | $417.9K | Relatively Moderate | 1 |
| East Longmeadow Fire Department | 15,430 | $391.6K | Relatively Moderate | 1 |
| Wilbraham Fire Department | 13,796 | $355.6K | Relatively Moderate | 2 |
| Southwick Fire Department | 9,217 | $248.3K | Relatively Moderate | 1 |
| Palmer Fire Department | 9,469 | $238.3K | Relatively Low | 1 |
| Monson Fire Department | 8,136 | $200.7K | Relatively Low | 1 |
| Hampden Volunteer Fire Department | 4,946 | $125.1K | Relatively Low | 2 |
| Granville Fire Department | 3,839 | $120.9K | Relatively Moderate | 2 |
| Montgomery Fire Department | 3,839 | $120.9K | Relatively Moderate | 1 |
| Russell Fire Department | 3,839 | $120.9K | Relatively Moderate | 3 |
| Town Of Sandisfield Fire Department | 2,618 | $112.8K | Relatively Low | 4 |
| Holland Fire Department | 4,512 | $110.8K | Relatively Low | 1 |
| Wales Fire Department | 4,512 | $110.8K | Relatively Low | 1 |
| Blandford Fire Department | 2,936 | $91.7K | Relatively Low | 1 |
| Chester Fire Department | 2,936 | $91.7K | Relatively Low | 3 |
| Tolland Volunteer Fire Department | 2,936 | $91.7K | Relatively Low | 1 |
| Brimfield Fire Department | 3,705 | $91.5K | Very Low | 1 |
| Bondsville Fire Department District 3 | 2,736 | $74.8K | Relatively Low | 1 |
| Three Rivers Fire Department | 2,468 | $61.9K | Very Low | 1 |
Risk Snapshot
FEMA Disaster Declarations
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