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Risk & Response

Frederick County, MD

Community risk profile | NRI Score: 18.7 Very Low

287,048
Population
18
Departments
34
Stations
65
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, not agriculture.

Natural Hazard Life Safety
1.08
expected fatality-equivalents per year, natural hazards only
8th highest of 24
Life Safety per 100k
0.38
natural hazard fatality-equivalents per 100,000 residents
11th highest of 24
Natural Hazard Property Loss
$33.2M
expected building loss per year, natural hazards only
8th highest of 24
Property Loss per Resident
$116
natural hazard building loss per resident per year
18th highest of 24

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not in the National Risk Index, so this is not an all-cause life safety measure. For Frederick County, the largest single contributor is Inland Flooding, 38% of the life-safety total.

Frederick County carries an expected 1 natural hazard fatality-equivalents and $33.2M in building loss per year. Rank chips compare the 24 Maryland counties. Nationally, Frederick County ranks 547th of 3,222 U.S. counties for life-safety loss, 2823rd for life safety per 100k residents, 541st for property loss, and 3189th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is only part of the risk. Fire deaths and injuries, cause of ignition, and dollar loss per incident come from NERIS incident reporting, which grows as departments serving Frederick County enroll. Our Regional tier adds that data for the departments your jurisdiction sponsors, next to public risk and NERIS adoption for every department in Frederick County.

Talk to us about Frederick County See what a department sees

Loss Breakdown

67%
30%
Property (buildings): $33.2M (66.6%)
Life safety: $14.8M (29.8%)
Agriculture: $1.8M (3.6%)

Total expected annual loss: $49,865,321 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Inland Flooding
$5.7M
Heat Wave
$3.1M
Tornado
$1.8M
Strong Wind
$1.6M
Lightning
$1.1M
Winter Weather
$596K

By property loss ($/yr)

Inland Flooding
$26.5M
Hurricane
$2.0M
Tornado
$1.7M
Earthquake
$1.3M
Hail
$1.0M
Strong Wind
$369K

Census Tract Risk Map

Shaded by quintile across the census tracts in Frederick County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

67%
28%
Career: 6% (1)
Combination: 67% (12)
Volunteer: 28% (5)
Residents per Station
8,443
census population per registered station
Stations per 100k
11.8
registered stations per 100,000 residents

Department composition covers the 18 departments registered in NERIS Public for Frederick County, MD. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Frederick County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 18 departments
Department ▲ Est. Population ▲ Life-Safety Loss ▼ NRI Rating ▲ Stations ▲
Frederick County Division Of Fire And Rescue Services 289,307 $14.9M Very Low 30
Junior Fire Company #2, Inc. (Frederick County Fire & Rescue) 53,034 $2.5M Relatively Low 0
New Market Volunteer Fire Department (Frederick County Fire & Rescue) 54,688 $1.8M Very Low 0
Guardian Hose Company, Inc. (Frederick County Fire & Rescue) 18,986 $1.5M Relatively Low 0
Walkersville Volunteer Fire Company, Inc. (Frederick County Fire & Rescue) 26,553 $1.5M Relatively Low 0
Braddock Heights Volunteer Fire Company, Inc. (Frederick County Fire & Rescue) 19,242 $947.9K Very Low 0
Urbana Volunteer Fire Department & Rescue Squad (Frederick County Fire & Rescue) 27,544 $930.2K Very Low 0
Lewistown District Volunteer Fire Department (Frederick County Fr) 11,443 $867.8K Relatively Moderate 0
Citizens Truck Company #4 (Frederick County Fire & Rescue) 19,334 $844.2K Very Low 0
United Steam Fire Engine Company No 3 (Frederick County Fire & Rescue) 19,334 $844.2K Very Low 0
Mount Airy Volunteer Fire Company 20,101 $812.3K Relatively Low 2
Libertytown Volunteer Fire Department, Inc. (Frederick County Fire & Rescue) 17,491 $784.8K Very Low 0
Middletown Volunteer Fire Company (Frederick County Fire & Rescue) 17,314 $733.5K Very Low 0
Jefferson Volunteer Fire Company (Frederick County Fire & Rescue) 15,213 $729.8K Very Low 0
Vigilant Hose Company, Inc. (Frederick County Fire & Rescue) 11,287 $688.9K Relatively Low 0
Rocky Ridge Volunteer Fire Company (Frederick County Fire & Rescue) 6,089 $356.2K Relatively Low 0
New Midway Volunteer Fire Department (Frederick County Fire & Rescue) 6,579 $293.1K Very Low 0
Fort Detrick Army Fire & Emergency Services 4,482 $234.5K Very Low 2
No departments match your search.

Risk Snapshot

6.0%
Poverty Rate
15.3%
Age 65+
9.9%
Disability Rate
4.7%
Uninsured
34.5%
Pre-1980 Housing
0.6%
Mobile Homes
3.9%
Vacancy Rate
1.8%
Wood Heat
$129,030
Median HH Income

FEMA Disaster Declarations

5
Last 10 Years
12
Last 25 Years
Hurricane
Most Frequent

Every department in your region, on one briefing

Our Regional tier gives state fire marshals and county fire authorities one briefing across every department in the jurisdiction: priority tracts ranked by risk and demand, NERIS adoption by county, and a quarterly report with a page per department. Response times appear for the departments you sponsor. Free 90-day pilot.

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