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Risk & Response

St. Mary's County, MD

Community risk profile | NRI Score: 28.2 Relatively Low

115,126
Population
5
Departments
8
Stations
23
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, not agriculture.

Natural Hazard Life Safety
0.33
expected fatality-equivalents per year, natural hazards only
12th highest of 24
Life Safety per 100k
0.28
natural hazard fatality-equivalents per 100,000 residents
17th highest of 24
Natural Hazard Property Loss
$16.8M
expected building loss per year, natural hazards only
12th highest of 24
Property Loss per Resident
$146
natural hazard building loss per resident per year
10th highest of 24

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not in the National Risk Index, so this is not an all-cause life safety measure. For St. Mary's County, the largest single contributor is Heat Wave, 30% of the life-safety total.

St. Mary's County carries an expected under 1 natural hazard fatality-equivalents and $16.8M in building loss per year. Rank chips compare the 24 Maryland counties. Nationally, St. Mary's County ranks 1446th of 3,222 U.S. counties for life-safety loss, 3029th for life safety per 100k residents, 1034th for property loss, and 3121st for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is only part of the risk. Fire deaths and injuries, cause of ignition, and dollar loss per incident come from NERIS incident reporting, which grows as departments serving St. Mary's County enroll. Our Regional tier adds that data for the departments your jurisdiction sponsors, next to public risk and NERIS adoption for every department in St. Mary's County.

Talk to us about St. Mary's County See what a department sees

Loss Breakdown

75%
20%
Property (buildings): $16.8M (74.6%)
Life safety: $4.5M (19.8%)
Agriculture: $1.2M (5.5%)

Total expected annual loss: $22,455,686 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Agriculture is 6% of expected annual loss in St. Mary's County, so total loss overstates property loss here. The property figure above counts building loss only.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Heat Wave
$1.4M
Tornado
$803K
Cold Wave
$631K
Strong Wind
$473K
Lightning
$449K
Hurricane
$242K

By property loss ($/yr)

Inland Flooding
$7.0M
Hurricane
$6.0M
Coastal Flooding
$1.1M
Strong Wind
$886K
Tornado
$594K
Earthquake
$545K

Census Tract Risk Map

Shaded by quintile across the census tracts in St. Mary's County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

100%
Volunteer: 100% (5)
Residents per Station
14,391
census population per registered station
Stations per 100k
6.9
registered stations per 100,000 residents

Department composition covers the 5 departments registered in NERIS Public for St. Mary's County, MD. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving St. Mary's County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 5 departments
Department ▲ Est. Population ▲ Life-Safety Loss ▼ NRI Rating ▲ Stations ▲
Mechanicsville Volunteer Fire Department, Inc. 30,776 $1.2M Relatively Low 3
Seventh District Volunteer Fire Department, Inc. 30,776 $1.2M Relatively Low 1
Leonardtown Volunteer Fire Department 19,558 $747.8K Relatively Low 1
Hollywood Volunteer Fire Department 12,652 $478.4K Relatively Low 2
Ridge Volunteer Fire Department, Inc. 10,543 $356.3K Relatively Moderate 1
No departments match your search.

Risk Snapshot

8.0%
Poverty Rate
14.0%
Age 65+
11.9%
Disability Rate
3.9%
Uninsured
29.6%
Pre-1980 Housing
3.4%
Mobile Homes
8.5%
Vacancy Rate
2.6%
Wood Heat
$122,828
Median HH Income

FEMA Disaster Declarations

4
Last 10 Years
12
Last 25 Years
Hurricane
Most Frequent

Every department in your region, on one briefing

Our Regional tier gives state fire marshals and county fire authorities one briefing across every department in the jurisdiction: priority tracts ranked by risk and demand, NERIS adoption by county, and a quarterly report with a page per department. Response times appear for the departments you sponsor. Free 90-day pilot.

Explore the Regional Tier See the Response Demo