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Risk & Response

Talbot County, MD

Community risk profile | NRI Score: 49.7 Relatively Moderate

37,917
Population
5
Departments
7
Stations
11
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, not agriculture.

Natural Hazard Life Safety
0.24
expected fatality-equivalents per year, natural hazards only
17th highest of 24
Life Safety per 100k
0.63
natural hazard fatality-equivalents per 100,000 residents
2nd highest of 24
Natural Hazard Property Loss
$7.9M
expected building loss per year, natural hazards only
20th highest of 24
Property Loss per Resident
$208
natural hazard building loss per resident per year
5th highest of 24

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not in the National Risk Index, so this is not an all-cause life safety measure. For Talbot County, the largest single contributor is Heat Wave, 48% of the life-safety total.

Talbot County carries an expected under 1 natural hazard fatality-equivalents and $7.9M in building loss per year. Rank chips compare the 24 Maryland counties. Nationally, Talbot County ranks 1750th of 3,222 U.S. counties for life-safety loss, 2332nd for life safety per 100k residents, 1773rd for property loss, and 2703rd for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is only part of the risk. Fire deaths and injuries, cause of ignition, and dollar loss per incident come from NERIS incident reporting, which grows as departments serving Talbot County enroll. Our Regional tier adds that data for the departments your jurisdiction sponsors, next to public risk and NERIS adoption for every department in Talbot County.

Talk to us about Talbot County See what a department sees

Loss Breakdown

61%
25%
13%
Property (buildings): $7.9M (61.1%)
Life safety: $3.3M (25.5%)
Agriculture: $1.7M (13.5%)

Total expected annual loss: $12,888,744 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Agriculture is 13% of expected annual loss in Talbot County, so total loss overstates property loss here. The property figure above counts building loss only.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Heat Wave
$1.6M
Cold Wave
$650K
Lightning
$294K
Tornado
$266K
Strong Wind
$192K
Earthquake
$83K

By property loss ($/yr)

Inland Flooding
$3.1M
Hurricane
$2.5M
Coastal Flooding
$1.1M
Earthquake
$323K
Tornado
$274K
Strong Wind
$247K

Census Tract Risk Map

Shaded by quintile across the census tracts in Talbot County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

100%
Volunteer: 100% (5)
Residents per Station
5,417
census population per registered station
Stations per 100k
18.5
registered stations per 100,000 residents

Department composition covers the 5 departments registered in NERIS Public for Talbot County, MD. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Talbot County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 5 departments
Department ▲ Est. Population ▲ Life-Safety Loss ▼ NRI Rating ▲ Stations ▲
Easton Volunteer Fire Department 28,178 $2.4M Relatively Moderate 2
Oxford Fire Company, Inc. 35,314 $2.3M Relatively Low 2
Cordova Volunteer Firemen's Association 14,524 $965.4K Relatively Moderate 1
Hurlock Volunteer Fire Company 6,033 $339.2K Relatively Moderate 1
East New Market Volunteer Fire Department 2,463 $149.3K Relatively Moderate 1
No departments match your search.

Risk Snapshot

9.3%
Poverty Rate
29.6%
Age 65+
15.3%
Disability Rate
3.9%
Uninsured
45.0%
Pre-1980 Housing
3.1%
Mobile Homes
16.7%
Vacancy Rate
0.9%
Wood Heat
$88,434
Median HH Income

FEMA Disaster Declarations

3
Last 10 Years
12
Last 25 Years
Hurricane
Most Frequent

Every department in your region, on one briefing

Our Regional tier gives state fire marshals and county fire authorities one briefing across every department in the jurisdiction: priority tracts ranked by risk and demand, NERIS adoption by county, and a quarterly report with a page per department. Response times appear for the departments you sponsor. Free 90-day pilot.

Explore the Regional Tier See the Response Demo