Arborlook
Risk & Response
by Arborlook Insights

Rock County, MN

Community risk profile | NRI Score: 69.4 Relatively High

9,621
Population
8
Departments
9
Stations
3
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.12
expected fatality-equivalents per year, natural hazards only
72nd highest of 87
Life Safety per 100k
1.21
natural hazard fatality-equivalents per 100,000 residents
37th highest of 87
Natural Hazard Property Loss
$3.4M
expected building loss per year, natural hazards only
76th highest of 87
Property Loss per Resident
$358
natural hazard building loss per resident per year
49th highest of 87

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Rock County, the largest single contributor is Cold Wave, 54% of the life-safety total.

Rock County carries an expected under 1 natural hazard fatality-equivalents and $3.4M in building loss per year. Rank chips compare the 87 Minnesota counties. Nationally, Rock County ranks 2498th of 3,222 U.S. counties for life-safety loss, 1376th for life safety per 100k residents, 2603rd for property loss, and 1463rd for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Rock County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Rock County See what a department sees

What Drives the Loss

52%
24%
24%
Property (buildings): $3.4M (52.0%)
Life safety: $1.6M (24.2%)
Agriculture: $1.6M (23.8%)

Total expected annual loss: $6,615,940 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Agriculture is 24% of expected annual loss in Rock County, so total loss overstates property loss here. The property figure above counts building loss only.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Cold Wave
$865K
Tornado
$384K
Heat Wave
$105K
Strong Wind
$81K
Winter Weather
$80K
Ice Storm
$55K

By property loss ($/yr)

Inland Flooding
$2.4M
Tornado
$646K
Strong Wind
$161K
Ice Storm
$99K
Winter Weather
$77K
Hail
$77K

Census Tract Risk Map

Shaded by quintile across the census tracts in Rock County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

12%
88%
Volunteer: 12% (1)
Unreported: 88% (7)
Residents per Station
1,069
census population per registered station
Stations per 100k
93.5
registered stations per 100,000 residents

Department composition covers the 8 departments registered in NERIS Public for Rock County, MN. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Rock County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 8 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Garretson Volunteer Fire Department 9,473 $2.6M Relatively High 1
Edgerton Fire Department 12,012 $2.3M Relatively High 1
Luverne Fire Department 9,621 $1.6M Relatively High 1
Jasper Fire Department 4,131 $774.6K Relatively High 2
Hills Fire Department 3,092 $522.6K Relatively High 1
Magnolia Fire & Rescue 3,092 $522.6K Relatively High 1
Beaver Creek Fire Department 2,279 $380.9K Relatively High 1
Hardwick Fire Department 2,279 $380.9K Relatively High 1
No departments match your search.

Risk Snapshot

10.6%
Poverty Rate
20.4%
Age 65+
10.3%
Disability Rate
4.7%
Uninsured
75.8%
Pre-1980 Housing
2.3%
Mobile Homes
5.2%
Vacancy Rate
0.6%
Wood Heat
$75,008
Median HH Income

FEMA Disaster Declarations

6
Last 10 Years
10
Last 25 Years
Flood
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

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