St. Louis County, MN Risk Profile | Risk & Response by Arborlook Insights

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, not agriculture.

Natural Hazard Life Safety

4.33

expected fatality-equivalents per year, natural hazards only

3rd highest of 87

Life Safety per 100k

2.16

natural hazard fatality-equivalents per 100,000 residents

9th highest of 87

Natural Hazard Property Loss

$53.0M

expected building loss per year, natural hazards only

8th highest of 87

Property Loss per Resident

$265

natural hazard building loss per resident per year

74th highest of 87

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not in the National Risk Index, so this is not an all-cause life safety measure. For St. Louis County, the largest single contributor is Cold Wave, 85% of the life-safety total.

St. Louis County carries an expected 4 natural hazard fatality-equivalents and $53.0M in building loss per year. Rank chips compare the 87 Minnesota counties. Nationally, St. Louis County ranks 121st of 3,222 U.S. counties for life-safety loss, 550th for life safety per 100k residents, 373rd for property loss, and 2161st for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is only part of the risk. Fire deaths and injuries, cause of ignition, and dollar loss per incident come from NERIS incident reporting, which grows as departments serving St. Louis County enroll. Our Regional tier adds that data for the departments your jurisdiction sponsors, next to public risk and NERIS adoption for every department in St. Louis County.

Talk to us about St. Louis County See what a department sees

Loss Breakdown

47%

53%

Property (buildings): $53.0M (47.1%)

Life safety: $59.3M (52.7%)

Agriculture: $149K (0.1%)

Total expected annual loss: $112,408,363 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Cold Wave

$50.6M

Lightning

$2.8M

Heat Wave

$2.4M

Tornado

$1.3M

Strong Wind

$1.0M

Winter Weather

$868K

By property loss ($/yr)

Inland Flooding

$49.6M

Hail

$1.1M

Tornado

$950K

Winter Weather

$527K

Wildfire

$488K

Ice Storm

$138K

Census Tract Risk Map

Shaded by quintile across the census tracts in St. Louis County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

16%

76%

Career: 3% (2)

Combination: 5% (3)

Volunteer: 16% (10)

Unreported: 76% (47)

Residents per Station

2,175

census population per registered station

Stations per 100k

46.0

registered stations per 100,000 residents

Department composition covers the 62 departments registered in NERIS Public for St. Louis County, MN. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving St. Louis County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Department ▲	Est. Population ▲	Life-Safety Loss ▼	NRI Rating ▲	Stations ▲
Hibbing Fire Department	15,802	$12.1M	Very High	4
Virginia Fire Department	8,185	$6.3M	Very High	3
Ely Fire Department	6,390	$4.8M	Relatively High	1
Chisholm Fire Department	5,643	$4.3M	Very High	1
Babbitt Fire Department	4,698	$3.5M	Relatively High	1
Eveleth Fire Department	3,427	$2.6M	Very High	1
Greenwood Township Volunteer Fire Department	3,282	$2.6M	Relatively High	3
Pike Sandy Britt Region Volunteer Fire Department	3,428	$2.5M	Very High	3
Morse Fall Lake Fire Department	3,329	$2.5M	Relatively High	2
Duluth Fire Department	87,344	$2.3M	Relatively Low	9
148Th Ces Fire Department	87,242	$2.3M	Relatively Low	1
Cotton Volunteer Fire Department	3,280	$2.3M	Relatively High	1
Clinton Township Volunteer Fire Department	2,972	$2.2M	Very High	1
Cook Fire Department	2,468	$1.8M	Very High	1
Buhl Fire Department	2,367	$1.7M	Relatively High	1
Cherry Volunteer Fire And Rescue Department	2,367	$1.7M	Relatively High	1
Embarrass Region Volunteer Fire Department	2,249	$1.7M	Relatively High	1
Hoyt Lakes Fire Department	2,039	$1.5M	Relatively High	1
Biwabik Fire Department	1,837	$1.4M	Relatively High	1
Fayal Fire Department	1,858	$1.3M	Very High	1
Gilbert Fire Department	1,666	$1.3M	Relatively Moderate	1
Aurora Fire Department	1,766	$1.2M	Relatively Moderate	1
Grand Lake Volunteer Fire Department	9,511	$1.2M	Relatively Low	2
Canosia Volunteer Fire Department	6,824	$817.9K	Relatively Low	1
Fredenberg Volunteer Fire Department	6,824	$817.9K	Relatively Low	1
Alborn Fire Department	5,405	$717.5K	Relatively High	1
Palo Regional Fire Department	929	$707.3K	Relatively High	1
Biwabik Township	925	$697.0K	Relatively High	2
Clifton Fire Department	3,917	$596.9K	Relatively Low	2
Lakewood Fire Department	3,917	$596.9K	Relatively Low	2
Breitung Fire Department	807	$555.0K	Relatively High	1
Kinney-Great Scott Volunteer Fire Department	642	$472.2K	Relatively High	1
French Fire & Ems	677	$462.0K	Very High	1
Mcdavitt Volunteer Fire Department	485	$358.6K	Very High	1
Meadowlands Area Volunteer Fire Department	509	$330.4K	Very High	1
Tower Fire Department	411	$278.3K	Relatively High	1
Hermantown Volunteer Fire Department	9,908	$273.8K	Very Low	6
Toivola Volunteer Fire Department	357	$264.0K	Very High	2
Colvin Fire Department, Inc.	325	$258.0K	Relatively High	1
Makinen Volunteer Fire Department	325	$258.0K	Relatively High	1
Central Lakes Volunteer Fire Department	364	$237.8K	Relatively High	2
Vermilion Lake Township Fire Department	294	$215.9K	Very High	1
Bois Forte Volunteer Fire Department	301	$214.2K	Relatively High	1
Bearville Township Volunteer Fire Department	358	$198.4K	Relatively High	1
Brimson Area Volunteer Fire Department	245	$189.8K	Relatively High	1
Northland Volunteer Fire Department	290	$176.6K	Relatively High	1
Eagles Nest Fire Department	233	$171.3K	Relatively High	1
Normanna Volunteer Fire Department	832	$171.0K	Relatively Moderate	1
Proctor Fire Department	4,388	$153.1K	Very Low	1
Ellsburg Volunteer Fire Department	203	$124.1K	Relatively High	2
Buyck Volunteer Fire Department	155	$118.9K	Very High	1
Kelsey Volunteer Fire Department, Inc.	153	$113.3K	Very High	1
Arrowhead Fire Department	2,927	$108.1K	Relatively High	1
Culver Volunteer Fire Department	2,927	$108.1K	Relatively High	1
Floodwood Area Fire District	2,927	$108.1K	Relatively High	1
Rice Lake Volunteer Fire Department	4,303	$106.2K	Very Low	1
Elmer Township Volunteer Fire Department	133	$98.4K	Very High	1
Pequaywan Lake Area Fire Department	229	$79.1K	Relatively High	1
Crane Lake Volunteer Fire Department	91	$73.0K	Relatively High	1
Solway Township Volunteer Fire Department	1,985	$59.9K	Relatively Low	1
North Star Fire Department	223	$45.8K	Relatively Moderate	1
Industrial Volunteer Fire Department	732	$23.9K	Very Low	1

No departments match your search.

Risk Snapshot

13.2%

Poverty Rate

21.4%

Age 65+

15.6%

Disability Rate

4.1%

Uninsured

70.1%

Pre-1980 Housing

3.8%

Mobile Homes

16.4%

Vacancy Rate

3.2%

Wood Heat

$74,374

Median HH Income

FEMA Disaster Declarations

Last 10 Years

Last 25 Years

Flood

Most Frequent

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