Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For St. Louis County, the largest single contributor is Cold Wave, 85% of the life-safety total.
St. Louis County carries an expected 4 natural hazard fatality-equivalents and $53.0M in building loss per year. Rank chips compare the 87 Minnesota counties. Nationally, St. Louis County ranks 121st of 3,222 U.S. counties for life-safety loss, 550th for life safety per 100k residents, 373rd for property loss, and 2161st for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving St. Louis County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.
Talk to us about St. Louis County See what a department seesWhat Drives the Loss
Total expected annual loss: $112,408,363 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
Census Tract Risk Map
Shaded by quintile across the census tracts in St. Louis County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.
Fire Service Profile
Department composition covers the 62 departments registered in NERIS Public for St. Louis County, MN. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
Department Rankings
Fire and EMS departments serving St. Louis County. Click column headers to sort.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| Department ▲ | Est. Population ▲ | Life-Safety Loss ▼ | NRI Rating ▲ | Stations ▲ |
|---|---|---|---|---|
| Hibbing Fire Department | 16,083 | $12.1M | Very High | 4 |
| Cook Fire Department | 8,961 | $6.6M | Very High | 1 |
| Virginia Fire Department | 8,208 | $6.2M | Very High | 3 |
| Chisholm Fire Department | 7,622 | $5.6M | Very High | 1 |
| Ely Fire Department | 6,399 | $4.8M | Relatively High | 1 |
| Eveleth Fire Department | 6,087 | $4.6M | Very High | 1 |
| Vermilion Lake Township Fire Department | 6,152 | $4.5M | Very High | 1 |
| Pike Sandy Britt Region Volunteer Fire Department | 5,684 | $4.2M | Very High | 3 |
| Brimson Area Volunteer Fire Department | 6,061 | $4.2M | Relatively High | 1 |
| Kinney-Great Scott Volunteer Fire Department | 5,372 | $3.9M | Very High | 1 |
| Babbitt Fire Department | 4,705 | $3.5M | Relatively High | 1 |
| Eagles Nest Fire Department | 4,296 | $3.2M | Relatively High | 1 |
| Bearville Township Volunteer Fire Department | 6,282 | $3.1M | Relatively High | 1 |
| Biwabik Township | 4,081 | $3.1M | Relatively High | 2 |
| Mcdavitt Volunteer Fire Department | 4,043 | $2.7M | Relatively High | 1 |
| French Fire & Ems | 4,303 | $2.7M | Relatively High | 1 |
| Buyck Volunteer Fire Department | 3,285 | $2.6M | Relatively High | 1 |
| Greenwood Township Volunteer Fire Department | 3,285 | $2.6M | Relatively High | 3 |
| Duluth Fire Department | 92,225 | $2.5M | Relatively Low | 9 |
| 148Th Ces Fire Department | 91,634 | $2.5M | Relatively Low | 1 |
| Morse Fall Lake Fire Department | 3,312 | $2.5M | Relatively High | 2 |
| Central Lakes Volunteer Fire Department | 3,279 | $2.3M | Relatively High | 2 |
| Colvin Fire Department, Inc. | 3,279 | $2.3M | Relatively High | 1 |
| Cotton Volunteer Fire Department | 3,279 | $2.3M | Relatively High | 1 |
| Makinen Volunteer Fire Department | 3,279 | $2.3M | Relatively High | 1 |
| Clinton Township Volunteer Fire Department | 2,973 | $2.2M | Very High | 1 |
| Fayal Fire Department | 2,973 | $2.2M | Very High | 1 |
| Pequaywan Lake Area Fire Department | 5,041 | $1.8M | Relatively High | 1 |
| Breitung Fire Department | 2,439 | $1.8M | Relatively High | 1 |
| Buhl Fire Department | 2,374 | $1.7M | Relatively High | 1 |
| Cherry Volunteer Fire And Rescue Department | 2,374 | $1.7M | Relatively High | 1 |
| Embarrass Region Volunteer Fire Department | 2,248 | $1.7M | Relatively High | 1 |
| Palo Regional Fire Department | 2,248 | $1.7M | Relatively High | 1 |
| Meadowlands Area Volunteer Fire Department | 5,048 | $1.7M | Relatively High | 1 |
| Elmer Township Volunteer Fire Department | 2,117 | $1.6M | Very High | 1 |
| Kelsey Volunteer Fire Department, Inc. | 2,117 | $1.6M | Very High | 1 |
| Toivola Volunteer Fire Department | 2,117 | $1.6M | Very High | 2 |
| Crane Lake Volunteer Fire Department | 1,883 | $1.6M | Relatively High | 1 |
| Hoyt Lakes Fire Department | 2,064 | $1.5M | Relatively High | 1 |
| Biwabik Fire Department | 1,833 | $1.4M | Relatively High | 1 |
| Gilbert Fire Department | 1,697 | $1.3M | Relatively Moderate | 1 |
| Aurora Fire Department | 1,792 | $1.2M | Relatively Moderate | 1 |
| Grand Lake Volunteer Fire Department | 9,481 | $1.2M | Relatively Low | 2 |
| Bois Forte Volunteer Fire Department | 3,580 | $1.2M | Relatively High | 1 |
| Ellsburg Volunteer Fire Department | 1,926 | $1.2M | Relatively High | 2 |
| Northland Volunteer Fire Department | 1,926 | $1.2M | Relatively High | 1 |
| Tower Fire Department | 1,314 | $891.9K | Relatively High | 1 |
| Canosia Volunteer Fire Department | 6,821 | $817.9K | Relatively Low | 1 |
| Fredenberg Volunteer Fire Department | 6,821 | $817.9K | Relatively Low | 1 |
| Alborn Fire Department | 5,406 | $717.5K | Relatively High | 1 |
| Normanna Volunteer Fire Department | 3,115 | $640.7K | Relatively Moderate | 1 |
| North Star Fire Department | 3,115 | $640.7K | Relatively Moderate | 1 |
| Clifton Fire Department | 3,915 | $596.9K | Relatively Low | 2 |
| Lakewood Fire Department | 3,915 | $596.9K | Relatively Low | 2 |
| Proctor Fire Department | 11,182 | $385.7K | Very Low | 1 |
| Hermantown Volunteer Fire Department | 9,810 | $273.8K | Very Low | 6 |
| Industrial Volunteer Fire Department | 6,790 | $209.6K | Relatively Low | 1 |
| Rice Lake Volunteer Fire Department | 7,447 | $204.7K | Relatively Low | 1 |
| Solway Township Volunteer Fire Department | 5,492 | $165.8K | Relatively Low | 1 |
| Arrowhead Fire Department | 2,931 | $108.1K | Relatively High | 1 |
| Culver Volunteer Fire Department | 2,931 | $108.1K | Relatively High | 1 |
| Floodwood Area Fire District | 2,931 | $108.1K | Relatively High | 1 |
Risk Snapshot
FEMA Disaster Declarations
Response-level intelligence for your region
Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.
Explore the Regional Tier See the Response Demo