Arborlook
Risk & Response
by Arborlook Insights

St. Louis County, MO

Community risk profile | NRI Score: 82.5 Very High

995,569
Population
44
Departments
165
Stations
236
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
27.7
expected fatality-equivalents per year, natural hazards only
1st highest of 115
Life Safety per 100k
2.78
natural hazard fatality-equivalents per 100,000 residents
30th highest of 115
Natural Hazard Property Loss
$373.5M
expected building loss per year, natural hazards only
1st highest of 115
Property Loss per Resident
$375
natural hazard building loss per resident per year
60th highest of 115

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For St. Louis County, the largest single contributor is Heat Wave, 67% of the life-safety total.

St. Louis County carries an expected 28 natural hazard fatality-equivalents and $373.5M in building loss per year. Rank chips compare the 115 Missouri counties. Nationally, St. Louis County ranks 10th of 3,222 U.S. counties for life-safety loss, 353rd for life safety per 100k residents, 28th for property loss, and 1348th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving St. Louis County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about St. Louis County See what a department sees

What Drives the Loss

50%
50%
Property (buildings): $373.5M (49.6%)
Life safety: $378.9M (50.3%)
Agriculture: $302K (0.0%)

Total expected annual loss: $752,688,851 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Heat Wave
$253.2M
Earthquake
$59.5M
Cold Wave
$40.8M
Tornado
$13.1M
Lightning
$5.0M
Inland Flooding
$3.7M

By property loss ($/yr)

Inland Flooding
$236.4M
Earthquake
$81.0M
Hail
$37.6M
Tornado
$13.2M
Ice Storm
$3.7M
Winter Weather
$804K

Census Tract Risk Map

Shaded by quintile across the census tracts in St. Louis County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

86%
Career: 86% (38)
Combination: 7% (3)
Volunteer: 5% (2)
Unreported: 2% (1)
Residents per Station
6,034
census population per registered station
Stations per 100k
16.6
registered stations per 100,000 residents

Department composition covers the 44 departments registered in NERIS Public for St. Louis County, MO. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving St. Louis County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 44 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
West County Ems & Fire Protection District 413,187 $154.9M Very High 6
Central County Fire & Rescue 343,735 $50.1M Relatively High 15
Metro West Fire Protection District 82,733 $28.7M Very High 5
Monarch Fire Protection District 62,411 $21.6M Very High 15
131St Fighter Wing Fire Protection 44,439 $16.8M Very High 1
Community Fire Protection District 44,439 $16.8M Very High 5
Florissant Valley Fire Protection District 46,090 $16.8M Very High 3
Metro-North Fire Protection District 32,852 $15.1M Very High 1
Creve Coeur Fire Protection District 35,554 $15.0M Very High 5
Black Jack Fire Protection District 42,018 $14.9M Very High 3
University City Fire Department 30,840 $13.0M Relatively High 4
Maryland Heights Fire Protection District 35,503 $12.5M Relatively High 2
Affton Fire Protection District 31,636 $12.5M Very High 3
Fenton Fire Protection District 27,675 $10.7M Very High 4
Kirkwood Fire Department 24,683 $9.6M Relatively High 7
Hazelwood Fire Department 25,240 $9.4M Very High 3
Eureka Fire Protection District 34,271 $9.3M Very High 3
Webster Groves Fire Department 21,711 $8.2M Relatively High 4
Pattonville Fire Protection District 17,161 $7.2M Very High 4
Valley Park Fire Protection District 20,280 $7.0M Very High 3
Spanish Lake Fire Protection District 17,235 $6.5M Very High 5
Lemay Fire Protection District 16,148 $6.2M Very High 1
Ferguson Fire Department 14,681 $6.1M Very High 4
Clayton Fire Department 13,483 $5.8M Very High 2
Columbia Fire Protection District 19,563 $5.1M Relatively High 1
City Of Crestwood Fire Department 10,175 $4.5M Very High 2
Robertson Fire Protection District 9,757 $4.4M Very High 4
Saline Valley Fire Protection District 22,685 $4.0M Relatively High 3
Ladue Fire Department 9,706 $3.9M Very High 4
Mid-County Fire Protection District 8,477 $3.7M Relatively High 1
Richmond Heights Fire Department 7,683 $3.2M Relatively High 2
City Of Berkeley Fire Department 7,499 $3.0M Very High 3
Brentwood Fire Department 7,410 $3.0M Very High 2
West Overland Ems & Fire Protection District 8,137 $2.9M Relatively High 2
Des Peres Department Of Public Safety 7,457 $2.7M Very High 2
Maplewood Fire Department 6,631 $2.6M Relatively High 1
City Of Olivette Fire Department 5,417 $2.3M Very High 1
Shrewsbury Fire Department 5,219 $2.1M Very High 2
Glendale Fire Department 5,076 $2.0M Very High 1
City of Frontenac Fire Department 3,332 $1.4M Very High 2
Rock Hill Fire-Ems Department 3,215 $1.3M Relatively Moderate 1
Mehlville Fire Protection District 2,726 $1.2M Very High 15
Kinloch Fire Protection District 2,476 $1.1M Very High 1
Pacific Fire Protection District 7,198 $1.0M Very High 7
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Risk Snapshot

9.8%
Poverty Rate
19.1%
Age 65+
12.1%
Disability Rate
5.7%
Uninsured
68.6%
Pre-1980 Housing
0.3%
Mobile Homes
7.2%
Vacancy Rate
0.1%
Wood Heat
$96,650
Median HH Income

FEMA Disaster Declarations

8
Last 10 Years
22
Last 25 Years
Severe Storm
Most Frequent

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