Arborlook
Risk & Response
by Arborlook Insights

Pender County, NC

Community risk profile | NRI Score: 91.7 Very High

65,550
Population
10
Departments
29
Stations
16
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.63
expected fatality-equivalents per year, natural hazards only
30th highest of 100
Life Safety per 100k
0.96
natural hazard fatality-equivalents per 100,000 residents
22nd highest of 100
Natural Hazard Property Loss
$53.4M
expected building loss per year, natural hazards only
17th highest of 100
Property Loss per Resident
$815
natural hazard building loss per resident per year
14th highest of 100

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Pender County, the largest single contributor is Hurricane, 31% of the life-safety total.

Pender County carries an expected under 1 natural hazard fatality-equivalents and $53.4M in building loss per year. Rank chips compare the 100 North Carolina counties. Nationally, Pender County ranks 893rd of 3,222 U.S. counties for life-safety loss, 1797th for life safety per 100k residents, 371st for property loss, and 237th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Pender County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Pender County See what a department sees

What Drives the Loss

80%
13%
7%
Property (buildings): $53.4M (79.8%)
Life safety: $8.6M (12.9%)
Agriculture: $4.9M (7.3%)

Total expected annual loss: $66,929,527 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Agriculture is 7% of expected annual loss in Pender County, so total loss overstates property loss here. The property figure above counts building loss only.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Hurricane
$2.7M
Tornado
$1.7M
Lightning
$979K
Inland Flooding
$941K
Heat Wave
$684K
Cold Wave
$589K

By property loss ($/yr)

Hurricane
$36.4M
Inland Flooding
$12.0M
Coastal Flooding
$2.5M
Tornado
$957K
Wildfire
$802K
Earthquake
$302K

Census Tract Risk Map

Shaded by quintile across the census tracts in Pender County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

70%
20%
10%
Combination: 70% (7)
Volunteer: 20% (2)
Unreported: 10% (1)
Residents per Station
2,260
census population per registered station
Stations per 100k
44.2
registered stations per 100,000 residents

Department composition covers the 10 departments registered in NERIS Public for Pender County, NC. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Pender County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 10 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
New Hanover County Fire Rescue 105,700 $13.0M Very High 9
Rocky Point Volunteer Fire Department, Inc. 24,528 $3.1M Very High 2
Burgaw Fire Department 21,619 $2.8M Very High 1
Penderlea Fire Department 13,478 $1.9M Very High 6
Atkinson Fire Department 11,429 $1.9M Very High 2
Town Of Wallace Volunteer Fire Department 15,021 $1.9M Very High 1
Surf City Fire Department 7,568 $1.2M Relatively High 4
Holly Ridge Volunteer Fire And Rescue Department 11,345 $1.2M Very High 1
Navassa Volunteer Fire Department 11,045 $1.1M Very High 2
Topsail Beach Fire Department 1,647 $600.9K Very High 1
No departments match your search.

Risk Snapshot

9.7%
Poverty Rate
18.2%
Age 65+
15.3%
Disability Rate
8.8%
Uninsured
20.2%
Pre-1980 Housing
21.1%
Mobile Homes
20.6%
Vacancy Rate
0.3%
Wood Heat
$81,479
Median HH Income

FEMA Disaster Declarations

15
Last 10 Years
23
Last 25 Years
Hurricane
Most Frequent

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