Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Bergen County, the largest single contributor is Heat Wave, 23% of the life-safety total.
Bergen County carries an expected 3 natural hazard fatality-equivalents and $280.9M in building loss per year. Rank chips compare the 21 New Jersey counties. Nationally, Bergen County ranks 175th of 3,222 U.S. counties for life-safety loss, 2977th for life safety per 100k residents, 47th for property loss, and 1922nd for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Bergen County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.
Talk to us about Bergen County See what a department seesWhat Drives the Loss
Total expected annual loss: $321,783,350 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
Census Tract Risk Map
Shaded by quintile across the census tracts in Bergen County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.
Fire Service Profile
Department composition covers the 73 departments registered in NERIS Public for Bergen County, NJ. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
Department Rankings
Fire and EMS departments serving Bergen County. Click column headers to sort.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| Department ▲ | Est. Population ▲ | Life-Safety Loss ▼ | NRI Rating ▲ | Stations ▲ |
|---|---|---|---|---|
| North Hudson Regional Fire & Rescue | 241,802 | $12.1M | Relatively Low | 17 |
| Passaic Fire Department | 62,420 | $3.3M | Relatively Low | 2 |
| GARFIELD FIRE DEPARTMENT | 55,343 | $2.5M | Relatively Moderate | 10 |
| Hackensack Fire Department | 41,279 | $1.8M | Relatively Moderate | 7 |
| Fair Lawn Fire Department | 32,124 | $1.5M | Relatively Low | 4 |
| Moonachie Fire Department | 12,444 | $1.5M | Very High | 1 |
| Cliffside Park Volunteer Fire Department | 33,446 | $1.5M | Relatively Moderate | 2 |
| Teaneck Fire Department | 38,233 | $1.5M | Relatively Moderate | 8 |
| Oradell Volunteer Fire Department | 30,138 | $1.2M | Relatively Moderate | 2 |
| Fort Lee Fire Department | 32,019 | $1.2M | Relatively Low | 7 |
| Englewood Fire Department | 26,929 | $1.2M | Relatively High | 2 |
| Paramus Fire Department | 24,499 | $1.1M | Relatively High | 9 |
| Rutherford Volunteer Fire Department | 22,097 | $1.0M | Relatively High | 3 |
| Ridgewood Fire Department | 23,338 | $997.2K | Relatively High | 2 |
| Little Ferry Fire Department | 8,997 | $978.1K | Relatively High | 4 |
| Bergenfield Fire Department | 24,975 | $972.6K | Relatively Low | 3 |
| Mahwah Volunteer Fire Department | 24,027 | $938.0K | Relatively High | 6 |
| LODI BORO FIRE DEPARTMENT | 22,092 | $934.7K | Relatively Moderate | 4 |
| Lyndhurst Fire Department | 19,938 | $900.7K | Relatively High | 1 |
| MAYWOOD FIRE DEPARTMENT | 19,558 | $870.3K | Relatively Low | 3 |
| Elmwood Park Fire Department | 18,866 | $777.4K | Relatively Moderate | 6 |
| DEMAREST FIRE DEPARTMENT | 17,316 | $649.4K | Relatively Low | 1 |
| Saddle Brook Fire Department | 12,471 | $634.3K | Relatively High | 3 |
| Dumont Fire Department | 15,546 | $605.7K | Relatively Low | 4 |
| PALISADES PARK FIRE DEPARTMENT | 17,017 | $595.5K | Relatively Moderate | 2 |
| Wyckoff Fire Department | 15,440 | $583.9K | Relatively Low | 3 |
| New Milford Fire Department | 14,492 | $553.0K | Relatively Low | 2 |
| Ramsey Fire Department | 13,208 | $543.2K | Relatively Moderate | 2 |
| North Arlington Volunteer Fire Department | 14,030 | $515.3K | Relatively Moderate | 8 |
| RIDGEFIELD PARK FIRE DEPARTMENT | 11,194 | $481.8K | Relatively Low | 6 |
| Glen Rock Fire Department | 10,612 | $476.3K | Relatively High | 1 |
| Oakland Fire Department | 11,871 | $474.2K | Relatively Moderate | 3 |
| Tenafly Volunteer Fire Department | 12,690 | $459.3K | Relatively Low | 1 |
| Wallington Fire Department | 9,202 | $444.7K | Relatively High | 4 |
| River Edge Volunteer Fire Department | 10,067 | $438.6K | Relatively High | 2 |
| Westwood Volunteer Fire Department | 9,034 | $411.6K | Relatively Moderate | 1 |
| Fairview Fire Department | 11,381 | $407.6K | Relatively Moderate | 6 |
| HILLSDALE BORO FIRE DEPARTMENT | 8,564 | $401.5K | Relatively Moderate | 2 |
| Franklin Lakes Volunteer Fire Department | 10,341 | $395.5K | Relatively Moderate | 2 |
| Ridgefield Fire Department | 9,635 | $387.9K | Relatively Moderate | 4 |
| Bogota Fire Department | 11,070 | $384.6K | Relatively Low | 4 |
| East Rutherford Fire Department | 8,345 | $373.0K | Very High | 3 |
| Hasbrouck Heights Volunteer Fire Department | 9,928 | $359.9K | Relatively Moderate | 1 |
| Upper Saddle River Fire Department | 7,550 | $326.8K | Relatively Moderate | 1 |
| Washington Township Volunteer Fire Department | 8,106 | $320.2K | Relatively Low | 1 |
| River Vale Volunteer Fire Department | 8,201 | $310.2K | Relatively Moderate | 2 |
| Waldwick Fire Department | 8,114 | $304.6K | Relatively Moderate | 2 |
| Cresskill Fire Department | 7,669 | $295.3K | Relatively Moderate | 1 |
| LEONIA FIRE DEPARTMENT | 7,903 | $291.4K | Relatively Low | 1 |
| Port Authority of New York and New Jersey | 2,331 | $280.6K | Very High | 13 |
| Montvale Fire Department | 7,819 | $276.8K | Very High | 1 |
| Knickerbocker Hook & Ladder Company, Inc. | 7,351 | $276.5K | Relatively Low | 1 |
| Park Ridge Volunteer Fire Department | 7,998 | $275.1K | Relatively Moderate | 1 |
| Edgewater Fire Department | 4,490 | $270.4K | Relatively Moderate | 3 |
| Allendale Fire Department | 6,008 | $265.5K | Relatively Low | 1 |
| Rochelle Park Volunteer Fire Department | 4,474 | $260.0K | Relatively High | 1 |
| Wood-Ridge Fire Department | 7,406 | $259.6K | Relatively Moderate | 1 |
| Midland Park Fire Department | 5,890 | $229.8K | Relatively Low | 1 |
| Carlstadt Volunteer Fire Department | 5,593 | $229.3K | Very High | 4 |
| EMERSON FIRE DEPARTMENT | 5,732 | $224.6K | Relatively Moderate | 1 |
| Norwood Fire Company #2 | 4,967 | $211.9K | Relatively Moderate | 1 |
| Old Tappan Fire Department | 5,313 | $195.8K | Relatively High | 1 |
| Woodcliff Lake Volunteer Fire Department | 5,249 | $193.2K | Relatively Moderate | 1 |
| Ho Ho Kus Volunteer Fire Department | 3,591 | $155.0K | Relatively High | 1 |
| HARRINGTON PARK FIRE DEPARTMENT | 4,055 | $153.0K | Relatively Moderate | 2 |
| Saddle River Fire Department | 3,021 | $125.4K | Relatively High | 1 |
| Haworth Volunteer Fire Department | 2,865 | $106.1K | Very Low | 1 |
| Englewood Cliffs Volunteer Fire Department | 2,752 | $99.9K | Relatively Moderate | 1 |
| NORTHVALE BORO FIRE DEPARTMENT | 2,361 | $96.8K | Relatively Moderate | 1 |
| Rockleigh Fire Department | 1,904 | $78.1K | Relatively Moderate | 1 |
| Meadowlands Fire Department | 1,741 | $76.8K | Very High | 1 |
| ALPINE FIRE DEPARTMENT | 1,588 | $61.3K | Very Low | 2 |
| South Hackensack Fire Department | 904 | $56.2K | Very High | 0 |
Risk Snapshot
FEMA Disaster Declarations
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