Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Middlesex County, the largest single contributor is Cold Wave, 27% of the life-safety total.
Middlesex County carries an expected 3 natural hazard fatality-equivalents and $243.9M in building loss per year. Rank chips compare the 21 New Jersey counties. Nationally, Middlesex County ranks 201st of 3,222 U.S. counties for life-safety loss, 2961st for life safety per 100k residents, 68th for property loss, and 2012th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Middlesex County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.
Talk to us about Middlesex County See what a department seesWhat Drives the Loss
Total expected annual loss: $282,373,004 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
Census Tract Risk Map
Shaded by quintile across the census tracts in Middlesex County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.
Fire Service Profile
Department composition covers the 81 departments registered in NERIS Public for Middlesex County, NJ. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
Department Rankings
Fire and EMS departments serving Middlesex County. Click column headers to sort.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| Department ▲ | Est. Population ▲ | Life-Safety Loss ▼ | NRI Rating ▲ | Stations ▲ |
|---|---|---|---|---|
| North Hudson Regional Fire & Rescue | 241,802 | $12.1M | Relatively Low | 17 |
| Middletown Township Fire Department | 112,041 | $9.1M | Relatively Moderate | 11 |
| Edison Division Of Fire | 96,779 | $4.0M | Relatively Moderate | 7 |
| Avenel Fire Department | 99,464 | $4.0M | Relatively Low | 1 |
| Fords Fire Company | 99,464 | $4.0M | Relatively Low | 0 |
| Hopelawn Engine Company No. 1 | 99,464 | $4.0M | Relatively Low | 1 |
| Iselin Volunteer Fire Company # 1 | 99,464 | $4.0M | Relatively Low | 2 |
| Protection Fire Company #1 Of Keasbey | 99,464 | $4.0M | Relatively Low | 1 |
| Woodbridge Fire Department | 99,464 | $4.0M | Relatively Low | 2 |
| Mount Laurel Fire Department | 77,352 | $3.6M | Relatively Moderate | 5 |
| Pinewald Pioneer Volunteer Fire Department Company # 1 | 88,693 | $3.0M | Relatively Moderate | 1 |
| Monroe Township Fire District 3 | 69,272 | $2.8M | Relatively Moderate | 2 |
| Haddon Fire Company #1 | 56,223 | $2.7M | Relatively Moderate | 2 |
| Bayville Volunteer Fire Company (Berkeley Township #1) | 56,637 | $2.6M | Relatively Moderate | 1 |
| Cheesequake Volunteer Fire Company | 65,937 | $2.6M | Relatively Low | 3 |
| Laurence Harbor Fire Company | 65,937 | $2.6M | Relatively Low | 2 |
| Madison Park Fire Company | 65,937 | $2.6M | Relatively Low | 2 |
| South Old Bridge Volunteer Fire Company | 65,937 | $2.6M | Relatively Low | 3 |
| GARFIELD FIRE DEPARTMENT | 55,343 | $2.5M | Relatively Moderate | 10 |
| Arbor Hose Company #1 | 57,575 | $2.5M | Relatively Moderate | 1 |
| Holmes Marshall Fire Company | 57,575 | $2.5M | Relatively Moderate | 1 |
| New Market Fire Company | 57,575 | $2.5M | Relatively Moderate | 2 |
| North Stelton Volunteer Fire Company, Inc. | 57,575 | $2.5M | Relatively Moderate | 1 |
| Possumtown Volunteer Fire Company | 57,575 | $2.5M | Relatively Moderate | 1 |
| River Road Fire Company, Inc. | 57,575 | $2.5M | Relatively Moderate | 1 |
| East Windsor Volunteer Fire Company # 1, Inc. | 32,322 | $2.4M | Relatively High | 2 |
| Princeton Fire Department | 35,773 | $2.3M | Relatively High | 4 |
| City Of New Brunswick Fire Department | 50,959 | $2.2M | Relatively High | 4 |
| Jackson Fire District | 58,754 | $2.2M | Relatively Moderate | 9 |
| Green-Fields Volunteer Fire Company | 33,603 | $2.2M | Relatively Moderate | 1 |
| Monmouth Junction Volunteer Fire Department | 53,734 | $2.1M | Relatively Moderate | 4 |
| Perth Amboy Fire Department | 53,942 | $2.1M | Relatively Low | 1 |
| Sayreville Fire Department | 43,050 | $2.1M | Relatively Low | 5 |
| East Windsor Volunteer Fire Company #2 | 28,092 | $2.0M | Very High | 2 |
| Princeton Junction Volunteer Fire Company | 29,600 | $2.0M | Relatively High | 1 |
| Madison Fire Department | 30,571 | $1.9M | Relatively Low | 2 |
| Freewood Acres Fire Company | 28,624 | $1.9M | Relatively High | 2 |
| Monroe Township Volunteer Fire Company #1 | 46,967 | $1.9M | Relatively High | 3 |
| Kendall Park Volunteer Fire Company | 45,770 | $1.9M | Relatively Moderate | 2 |
| Kingston Volunteer Fire Company # 1 | 45,770 | $1.9M | Relatively Moderate | 2 |
| Cinnaminson Fire Department | 38,345 | $1.8M | Relatively Moderate | 2 |
| Brookview Volunteer Fire Company | 46,517 | $1.7M | Relatively Moderate | 2 |
| East Brunswick Fire District 1 | 46,517 | $1.7M | Relatively Moderate | 3 |
| East Brunswick Independent Fire Company District # 2 | 46,517 | $1.7M | Relatively Moderate | 6 |
| NEW VERNON VOLUNTEER FIRE DEPARTMENT | 36,559 | $1.7M | Relatively Moderate | 1 |
| Phillipsburg Fire Department | 16,704 | $1.7M | Relatively Moderate | 12 |
| Tabernacle Fire Company #1 | 35,423 | $1.7M | Relatively Moderate | 2 |
| Clark Volunteer Fire Department | 24,961 | $1.6M | Relatively High | 3 |
| Long Valley Fire Company | 24,290 | $1.5M | Relatively Moderate | 2 |
| Colonia Volunteer Fire Department | 37,967 | $1.5M | Relatively Low | 1 |
| North Brunswick Volunteer Fire Department | 41,628 | $1.5M | Relatively Moderate | 3 |
| Bargaintown Volunteer Fire Company | 34,822 | $1.5M | Relatively Moderate | 4 |
| Highlands Fire Department | 16,542 | $1.3M | Relatively Moderate | 1 |
| Bound Brook Fire Department | 17,384 | $1.2M | Relatively High | 4 |
| Carteret Fire Department | 27,838 | $1.2M | Relatively Low | 4 |
| Mays Landing Fire Department | 25,002 | $1.1M | Relatively High | 1 |
| South Plainfield Fire Department | 22,790 | $1.1M | Relatively Moderate | 2 |
| Hanover Township Fire District #3 | 18,025 | $1.1M | Relatively Moderate | 3 |
| Montague Volunteer Fire Department | 13,455 | $1.0M | Relatively Low | 1 |
| Middlesex Fire Department | 12,622 | $1.0M | Very High | 4 |
| Niagara Fire Company | 20,237 | $974.1K | Relatively Moderate | 2 |
| LOPATCONG TOWNSHIP FIRE DEPARTMENT | 11,200 | $957.9K | Relatively High | 2 |
| Lanoka Harbor Volunteer Fire Company | 17,193 | $953.1K | Relatively Moderate | 1 |
| Dunellen Fire Department | 11,148 | $848.1K | Very High | 1 |
| Plainsboro Township Fire Department | 22,938 | $818.8K | Relatively High | 2 |
| Helmetta Fire Department | 17,584 | $782.1K | Relatively Moderate | 1 |
| Laurel Springs Fire Department | 14,844 | $760.7K | Relatively Low | 2 |
| South River Fire Department | 13,406 | $704.4K | Relatively Moderate | 4 |
| Iselin Fire Protection District #11 | 15,187 | $567.9K | Relatively Low | 2 |
| Metuchen Fire Department | 13,467 | $559.6K | Relatively Low | 2 |
| Highland Park Volunteer Fire Department | 12,722 | $521.2K | Relatively Moderate | 1 |
| Indian Mills Volunteer Fire Company | 11,136 | $496.3K | Relatively Low | 2 |
| Richland Volunteer Fire Company, Number 1 | 10,588 | $492.5K | Relatively High | 1 |
| South Amboy Fire Department | 8,426 | $410.4K | Relatively Low | 5 |
| Spotswood Fire Department | 6,883 | $371.4K | Relatively Moderate | 1 |
| Hightstown Engine Company #1 | 4,910 | $345.7K | Relatively High | 2 |
| Milltown Volunteer Fire Department | 5,825 | $219.4K | Very High | 2 |
| Jamesburg Volunteer Fire Department | 4,051 | $193.2K | Relatively Low | 1 |
| Cranbury Volunteer Fire Company | 4,012 | $174.6K | Very High | 2 |
| Monroe Township Fire District 2 | 1,410 | $52.1K | Very High | 1 |
| Princeton Plasma Physics Laboratory Emergency Services | 51 | $2.1K | Very High | 8 |
Risk Snapshot
FEMA Disaster Declarations
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