Arborlook
Risk & Response
by Arborlook Insights

Monmouth County, NJ

Community risk profile | NRI Score: 55.1 Relatively Moderate

645,353
Population
67
Departments
185
Stations
155
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
3.43
expected fatality-equivalents per year, natural hazards only
1st highest of 21
Life Safety per 100k
0.53
natural hazard fatality-equivalents per 100,000 residents
8th highest of 21
Natural Hazard Property Loss
$233.0M
expected building loss per year, natural hazards only
3rd highest of 21
Property Loss per Resident
$361
natural hazard building loss per resident per year
8th highest of 21

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Monmouth County, the largest single contributor is Heat Wave, 52% of the life-safety total.

Monmouth County carries an expected 3 natural hazard fatality-equivalents and $233.0M in building loss per year. Rank chips compare the 21 New Jersey counties. Nationally, Monmouth County ranks 149th of 3,222 U.S. counties for life-safety loss, 2489th for life safety per 100k residents, 72nd for property loss, and 1442nd for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Monmouth County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Monmouth County See what a department sees

What Drives the Loss

83%
17%
Property (buildings): $233.0M (82.7%)
Life safety: $47.0M (16.7%)
Agriculture: $1.5M (0.5%)

Total expected annual loss: $281,576,127 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Heat Wave
$24.3M
Cold Wave
$7.0M
Lightning
$4.1M
Strong Wind
$3.8M
Earthquake
$3.3M
Inland Flooding
$1.7M

By property loss ($/yr)

Inland Flooding
$107.8M
Strong Wind
$86.9M
Hurricane
$15.8M
Earthquake
$10.5M
Coastal Flooding
$7.3M
Ice Storm
$1.7M

Census Tract Risk Map

Shaded by quintile across the census tracts in Monmouth County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

19%
75%
Career: 6% (4)
Combination: 19% (13)
Volunteer: 75% (50)
Residents per Station
3,488
census population per registered station
Stations per 100k
28.7
registered stations per 100,000 residents

Department composition covers the 67 departments registered in NERIS Public for Monmouth County, NJ. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Monmouth County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 67 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
North Hudson Regional Fire & Rescue 241,802 $12.1M Relatively Low 17
Middletown Township Fire Department 112,041 $9.1M Relatively Moderate 11
Toms River Fire Department 132,951 $6.2M Relatively Moderate 14
Lakewood Fire Department 134,121 $4.7M Relatively Moderate 8
Adelphia Fire Company 52,132 $4.1M Relatively Moderate 1
Ramtown-Howell Fire Company #2 52,132 $4.1M Relatively Moderate 1
Southard Fire Department No. 1 52,132 $4.1M Relatively Moderate 1
Gordons Corner Fire Company 38,958 $3.2M Relatively High 1
Manalapan Fire Company #1 38,958 $3.2M Relatively High 2
Marlboro Township Fire District #3 40,022 $3.1M Relatively High 1
Robertsville Volunteer Fire Company #1 40,022 $3.1M Relatively High 1
Monroe Township Fire District 3 69,272 $2.8M Relatively Moderate 2
Six Flags Great Adventure Fire Department 34,324 $2.7M Relatively High 2
Jackson Fire District 58,754 $2.2M Relatively Moderate 9
Freewood Acres Fire Company 28,624 $1.9M Relatively High 2
Laureldale Fire Rescue 33,486 $1.7M Relatively High 1
Long Branch Fire Department 29,317 $1.5M Relatively Moderate 7
West Keansburg Fire Company 18,198 $1.5M Relatively High 1
Tinton Falls Fire Company No. 1 17,128 $1.4M Relatively High 1
South Wall Fire Rescue / Wall Township Fire District #3 25,034 $1.4M Relatively Moderate 2
Wall Fire Company No. 1 25,034 $1.4M Relatively Moderate 2
Wall Township Fire District #2 - Glendola Fire Company 25,034 $1.4M Relatively Moderate 2
Highlands Fire Department 16,542 $1.3M Relatively Moderate 1
Aberdeen Township Fire & Hose District 1 16,579 $1.3M Relatively Low 1
Ocean Township Fire District 2 26,113 $1.3M Relatively Low 4
Township Of Ocean Fire District No. 1 26,113 $1.3M Relatively Low 2
Neptune Fire District #1 24,797 $1.3M Relatively Low 11
Ocean Grove Fire Department 24,797 $1.3M Relatively Low 2
Holmdel Fire Company No.1 16,343 $1.3M Relatively High 4
East Freehold Fire Company 14,283 $1.2M Relatively High 3
Red Bank Fire Department 10,795 $938.1K Relatively Moderate 6
Freehold Fire Department 11,181 $919.6K Relatively Low 1
Millstone Township Fire Company 11,381 $917.9K Very High 1
Monmouth Beach Fire Department 10,927 $893.4K Relatively High 1
Keansburg Fire Department 8,032 $892.3K Relatively High 2
Eatontown Fire Department 12,200 $846.9K Relatively High 1
Colts Neck Fire Department 9,628 $784.8K Relatively High 2
Point Pleasant Borough Fire Company # 1 17,366 $768.6K Relatively Moderate 2
North Centerville Volunteer Fire Company 9,904 $765.4K Relatively High 2
Rumson Fire Department 12,470 $725.2K Relatively Moderate 2
Atlantic Highlands Fire Department 9,885 $663.1K Relatively Moderate 1
Matawan Volunteer Fire Department 8,026 $629.4K Relatively Moderate 8
Neptune City Fire Department 11,204 $614.0K Relatively Moderate 1
Asbury Park Fire Department 13,234 $600.7K Very Low 1
Hope Fire Company 7,250 $589.6K Very High 1
Union Beach Fire Department 4,862 $523.0K Relatively Moderate 4
Keyport Fire Department 5,483 $440.2K Relatively Moderate 2
Oceanport Fire Department 6,711 $392.5K Relatively High 2
Point Pleasant Beach Fire Department 4,493 $391.5K Relatively High 4
West Long Branch Fire Department 7,526 $388.6K Relatively Moderate 2
Shrewsbury Hose Company No 1 4,409 $349.4K Relatively High 2
Fair Haven Volunteer Fire Company No. 1 5,278 $339.1K Relatively Moderate 1
Manasquan Fire District #1 4,927 $338.5K Relatively Moderate 2
Little Silver Volunteer Fire Company #1 5,109 $332.0K Relatively High 1
Belmar Fire Department 4,790 $236.8K Relatively Low 3
Allenhurst Fire Department 3,601 $223.6K Relatively Low 0
Brielle Fire Company #1 4,058 $205.4K Relatively High 1
Independent Fire Company #1 3,798 $183.8K Very Low 1
Bradley Beach Fire Department 3,413 $151.9K Very Low 1
Englishtown Fire Department 1,545 $149.9K Relatively High 1
Sea Bright Fire / Rescue 1,727 $123.9K Relatively Moderate 3
Spring Lake Fire Department 2,284 $110.7K Relatively Moderate 1
Deal Fire Company #2 1,827 $104.1K Relatively Low 1
Farmingdale Hook & Ladder Company #1 1,037 $94.4K Very Low 1
Sea Girt Fire Department 1,655 $82.9K Relatively Moderate 1
Avon-By-The-Sea Volunteer Fire Department 1,541 $70.8K Relatively Low 1
South Belmar Fire Company #1 1,008 $47.9K Very Low 1
No departments match your search.

Risk Snapshot

6.5%
Poverty Rate
19.1%
Age 65+
10.3%
Disability Rate
5.3%
Uninsured
57.0%
Pre-1980 Housing
1.1%
Mobile Homes
6.9%
Vacancy Rate
0.1%
Wood Heat
$137,093
Median HH Income

FEMA Disaster Declarations

6
Last 10 Years
15
Last 25 Years
Hurricane
Most Frequent

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