Arborlook
Risk & Response
by Arborlook Insights

Schoharie County, NY

Community risk profile | NRI Score: 65.4 Relatively High

30,049
Population
14
Departments
13
Stations
8
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.12
expected fatality-equivalents per year, natural hazards only
56th highest of 62
Life Safety per 100k
0.40
natural hazard fatality-equivalents per 100,000 residents
22nd highest of 62
Natural Hazard Property Loss
$11.2M
expected building loss per year, natural hazards only
56th highest of 62
Property Loss per Resident
$374
natural hazard building loss per resident per year
10th highest of 62

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Schoharie County, the largest single contributor is Inland Flooding, 28% of the life-safety total.

Schoharie County carries an expected under 1 natural hazard fatality-equivalents and $11.2M in building loss per year. Rank chips compare the 62 New York counties. Nationally, Schoharie County ranks 2482nd of 3,222 U.S. counties for life-safety loss, 2768th for life safety per 100k residents, 1399th for property loss, and 1355th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Schoharie County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Schoharie County See what a department sees

What Drives the Loss

86%
12%
Property (buildings): $11.2M (86.0%)
Life safety: $1.6M (12.5%)
Agriculture: $195K (1.5%)

Total expected annual loss: $13,073,280 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Inland Flooding
$464K
Tornado
$420K
Cold Wave
$357K
Lightning
$99K
Hail
$95K
Strong Wind
$78K

By property loss ($/yr)

Inland Flooding
$10.5M
Hurricane
$276K
Tornado
$195K
Earthquake
$118K
Strong Wind
$55K
Ice Storm
$39K

Census Tract Risk Map

Shaded by quintile across the census tracts in Schoharie County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

100%
Volunteer: 100% (14)
Residents per Station
2,311
census population per registered station
Stations per 100k
43.3
registered stations per 100,000 residents

Department composition covers the 14 departments registered in NERIS Public for Schoharie County, NY. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Schoharie County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 14 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Middleburgh Fire Department 26,362 $1.4M Relatively High 1
Central Bridge Fire Department 10,105 $541.4K Relatively High 1
Cobleskill Fire Department 6,226 $355.5K Relatively High 1
Esperance Volunteer Fire Department 4,905 $313.1K Relatively High 1
Huntersland Volunteer Fire Department, Inc. 4,873 $305.6K Very High 1
Carlisle Volunteer Fire Department 5,200 $228.2K Relatively Moderate 1
Sharon Springs Fire Department 5,200 $228.2K Relatively Moderate 1
Blenheim Hose Company 2,723 $160.8K Relatively High 1
Jefferson Volunteer Fire Department 2,723 $160.8K Relatively High 1
Charlotteville Fire Department 3,185 $151.3K Relatively Moderate 1
Richmondville Fire Department 3,185 $151.3K Relatively Moderate 1
Summit Fire Department 3,185 $151.3K Relatively Moderate 1
Conesville Fire Department 2,871 $114.8K Relatively Moderate 0
Town Of Broome Volunteer Fire Department 2,871 $114.8K Relatively Moderate 1
No departments match your search.

Risk Snapshot

11.7%
Poverty Rate
23.9%
Age 65+
16.6%
Disability Rate
4.6%
Uninsured
58.6%
Pre-1980 Housing
11.9%
Mobile Homes
22.3%
Vacancy Rate
12.7%
Wood Heat
$65,003
Median HH Income

FEMA Disaster Declarations

4
Last 10 Years
22
Last 25 Years
Severe Storm
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

Explore the Regional Tier See the Response Demo