Arborlook
Risk & Response
by Arborlook Insights

Chester County, TN

Community risk profile | NRI Score: 76.1 Relatively High

17,611
Population
8
Departments
34
Stations
5
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.51
expected fatality-equivalents per year, natural hazards only
42nd highest of 95
Life Safety per 100k
2.91
natural hazard fatality-equivalents per 100,000 residents
14th highest of 95
Natural Hazard Property Loss
$5.7M
expected building loss per year, natural hazards only
63rd highest of 95
Property Loss per Resident
$323
natural hazard building loss per resident per year
18th highest of 95

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Chester County, the largest single contributor is Earthquake, 34% of the life-safety total.

Chester County carries an expected under 1 natural hazard fatality-equivalents and $5.7M in building loss per year. Rank chips compare the 95 Tennessee counties. Nationally, Chester County ranks 1048th of 3,222 U.S. counties for life-safety loss, 329th for life safety per 100k residents, 2108th for property loss, and 1676th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Chester County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Chester County See what a department sees

What Drives the Loss

45%
55%
Property (buildings): $5.7M (44.5%)
Life safety: $7.0M (54.9%)
Agriculture: $73K (0.6%)

Total expected annual loss: $12,777,776 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Earthquake
$2.4M
Cold Wave
$2.0M
Tornado
$1.7M
Heat Wave
$438K
Strong Wind
$294K
Lightning
$126K

By property loss ($/yr)

Earthquake
$2.4M
Inland Flooding
$2.4M
Tornado
$752K
Strong Wind
$66K
Hurricane
$44K
Hail
$10K

Census Tract Risk Map

Shaded by quintile across the census tracts in Chester County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

38%
62%
Combination: 38% (3)
Volunteer: 62% (5)
Residents per Station
518
census population per registered station
Stations per 100k
193.1
registered stations per 100,000 residents

Department composition covers the 8 departments registered in NERIS Public for Chester County, TN. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Chester County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 8 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Henderson County Fire Department 27,980 $11.9M Very High 19
Chester County Fire Department 13,358 $4.7M Relatively High 8
Milledgeville Volunteer Fire Department 12,749 $4.6M Very High 1
Toone Volunteer Fire Department 13,878 $4.5M Very High 1
City Of Henderson Fire Department 8,046 $3.5M Very High 2
Bethel Springs Fire Department 5,392 $1.5M Relatively Moderate 1
Enville Volunteer Fire Department 3,252 $1.3M Very High 1
Silerton Volunteer Fire Department 3,801 $1.1M Relatively High 1
No departments match your search.

Risk Snapshot

16.1%
Poverty Rate
18.4%
Age 65+
10.6%
Disability Rate
7.7%
Uninsured
36.3%
Pre-1980 Housing
13.1%
Mobile Homes
11.7%
Vacancy Rate
1.1%
Wood Heat
$62,285
Median HH Income

FEMA Disaster Declarations

5
Last 10 Years
11
Last 25 Years
Severe Storm
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

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