Arborlook
Risk & Response
by Arborlook Insights

Franklin County, TN

Community risk profile | NRI Score: 72.0 Relatively High

43,990
Population
19
Departments
29
Stations
10
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.54
expected fatality-equivalents per year, natural hazards only
39th highest of 95
Life Safety per 100k
1.23
natural hazard fatality-equivalents per 100,000 residents
43rd highest of 95
Natural Hazard Property Loss
$11.6M
expected building loss per year, natural hazards only
31st highest of 95
Property Loss per Resident
$263
natural hazard building loss per resident per year
43rd highest of 95

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Franklin County, the largest single contributor is Cold Wave, 49% of the life-safety total.

Franklin County carries an expected under 1 natural hazard fatality-equivalents and $11.6M in building loss per year. Rank chips compare the 95 Tennessee counties. Nationally, Franklin County ranks 1003rd of 3,222 U.S. counties for life-safety loss, 1364th for life safety per 100k residents, 1377th for property loss, and 2172nd for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Franklin County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Franklin County See what a department sees

What Drives the Loss

59%
38%
Property (buildings): $11.6M (58.9%)
Life safety: $7.4M (37.7%)
Agriculture: $659K (3.4%)

Total expected annual loss: $19,637,489 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Cold Wave
$3.6M
Tornado
$2.0M
Strong Wind
$610K
Earthquake
$582K
Heat Wave
$228K
Lightning
$172K

By property loss ($/yr)

Inland Flooding
$8.5M
Tornado
$1.4M
Earthquake
$1.2M
Strong Wind
$160K
Hail
$156K
Ice Storm
$85K

Census Tract Risk Map

Shaded by quintile across the census tracts in Franklin County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

16%
79%
Combination: 16% (3)
Volunteer: 79% (15)
Unreported: 5% (1)
Residents per Station
1,517
census population per registered station
Stations per 100k
65.9
registered stations per 100,000 residents

Department composition covers the 19 departments registered in NERIS Public for Franklin County, TN. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Franklin County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 19 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
City Of Tullahoma Fire Department 32,347 $5.3M Relatively High 2
Winchester Fire Department 24,181 $4.1M Relatively High 2
Decherd Fire Department 20,366 $3.5M Relatively High 2
Sewanee Fire Depatment 16,531 $2.9M Relatively High 2
North Franklin County Volunteer Fire Department 16,235 $2.8M Relatively High 1
Mullins Cove Volunteer Fire Department 11,404 $2.7M Relatively High 1
Estill Springs Volunteer Fire Department 15,817 $2.7M Relatively High 1
Crow Creek Valley Volunteer Fire Department 12,713 $2.3M Relatively High 2
Capitol Hill Volunteer Fire Department, Inc. 13,774 $2.2M Relatively High 1
Keith Springs Volunteer Fire Department 12,121 $2.0M Relatively High 1
Crossroads Volunteer Fire Department 8,938 $1.9M Relatively High 1
Cowan Fire Department 9,014 $1.5M Relatively High 2
Broadview Volunteer Fire Department 7,251 $1.3M Relatively High 1
Metropolitan Lynchburg/Moore County Volunteer Fire Department 6,674 $1.3M Relatively High 6
Belvidere Fire Department 6,122 $1.0M Relatively High 1
Valley Iii Fire Department 5,441 $864.5K Relatively Moderate 0
Franklin County Fourth District Volunteer Fire Department, Inc. 4,861 $862.4K Relatively High 1
Alto/Oak Grove Volunteer Fire Department 3,818 $611.3K Relatively High 1
Huntland Volunteer Fire Department 3,107 $514.3K Relatively Moderate 1
No departments match your search.

Risk Snapshot

12.0%
Poverty Rate
20.9%
Age 65+
18.6%
Disability Rate
7.8%
Uninsured
42.2%
Pre-1980 Housing
8.1%
Mobile Homes
13.3%
Vacancy Rate
0.6%
Wood Heat
$62,489
Median HH Income

FEMA Disaster Declarations

5
Last 10 Years
8
Last 25 Years
Severe Storm
Most Frequent

Response-level intelligence for your region

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