Arborlook
Risk & Response
by Arborlook Insights

Live Oak County, TX

Community risk profile | NRI Score: 77.5 Relatively High

11,620
Population
3
Departments
3
Stations
4
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
0.26
expected fatality-equivalents per year, natural hazards only
140th highest of 254
Life Safety per 100k
2.22
natural hazard fatality-equivalents per 100,000 residents
41st highest of 254
Natural Hazard Property Loss
$3.3M
expected building loss per year, natural hazards only
162nd highest of 254
Property Loss per Resident
$287
natural hazard building loss per resident per year
133rd highest of 254

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Live Oak County, the largest single contributor is Cold Wave, 73% of the life-safety total.

Live Oak County carries an expected under 1 natural hazard fatality-equivalents and $3.3M in building loss per year. Rank chips compare the 254 Texas counties. Nationally, Live Oak County ranks 1677th of 3,222 U.S. counties for life-safety loss, 521st for life safety per 100k residents, 2630th for property loss, and 1960th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Live Oak County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Live Oak County See what a department sees

What Drives the Loss

46%
48%
Property (buildings): $3.3M (45.5%)
Life safety: $3.5M (48.2%)
Agriculture: $462K (6.3%)

Total expected annual loss: $7,329,667 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Agriculture is 6% of expected annual loss in Live Oak County, so total loss overstates property loss here. The property figure above counts building loss only.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Cold Wave
$2.6M
Tornado
$422K
Heat Wave
$327K
Inland Flooding
$74K
Hurricane
$36K
Lightning
$33K

By property loss ($/yr)

Inland Flooding
$1.9M
Hurricane
$1.1M
Tornado
$131K
Hail
$65K
Cold Wave
$53K
Strong Wind
$49K

Census Tract Risk Map

Shaded by quintile across the census tracts in Live Oak County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

100%
Volunteer: 100% (3)
Residents per Station
3,873
census population per registered station
Stations per 100k
25.8
registered stations per 100,000 residents

Department composition covers the 3 departments registered in NERIS Public for Live Oak County, TX. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Live Oak County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 3 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
George West Volunteer Fire Department 8,767 $2.8M Relatively High 1
Lagarto Volunteer Fire Department 5,258 $1.6M Relatively High 1
Swinney Switch Volunteer Fire Department 5,258 $1.6M Relatively High 1
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Risk Snapshot

17.1%
Poverty Rate
20.4%
Age 65+
19.0%
Disability Rate
18.3%
Uninsured
41.4%
Pre-1980 Housing
23.7%
Mobile Homes
27.3%
Vacancy Rate
0.9%
Wood Heat
$56,159
Median HH Income

FEMA Disaster Declarations

6
Last 10 Years
18
Last 25 Years
Hurricane
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

Explore the Regional Tier See the Response Demo