Arborlook
Risk & Response
by Arborlook Insights

Montgomery County, TX

Community risk profile | NRI Score: 60.4 Relatively High

684,432
Population
16
Departments
176
Stations
133
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
6.93
expected fatality-equivalents per year, natural hazards only
9th highest of 254
Life Safety per 100k
1.01
natural hazard fatality-equivalents per 100,000 residents
171st highest of 254
Natural Hazard Property Loss
$126.2M
expected building loss per year, natural hazards only
10th highest of 254
Property Loss per Resident
$184
natural hazard building loss per resident per year
213th highest of 254

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Montgomery County, the largest single contributor is Tornado, 50% of the life-safety total.

Montgomery County carries an expected 7 natural hazard fatality-equivalents and $126.2M in building loss per year. Rank chips compare the 254 Texas counties. Nationally, Montgomery County ranks 64th of 3,222 U.S. counties for life-safety loss, 1713th for life safety per 100k residents, 165th for property loss, and 2894th for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Montgomery County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Montgomery County See what a department sees

What Drives the Loss

57%
43%
Property (buildings): $126.2M (56.9%)
Life safety: $94.9M (42.8%)
Agriculture: $728K (0.3%)

Total expected annual loss: $221,873,075 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Tornado
$47.7M
Cold Wave
$22.6M
Lightning
$8.5M
Heat Wave
$7.9M
Inland Flooding
$2.4M
Strong Wind
$2.4M

By property loss ($/yr)

Inland Flooding
$92.0M
Hurricane
$17.1M
Tornado
$14.0M
Hail
$977K
Earthquake
$498K
Strong Wind
$425K

Census Tract Risk Map

Shaded by quintile across the census tracts in Montgomery County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

38%
31%
19%
12%
Career: 38% (6)
Combination: 31% (5)
Volunteer: 19% (3)
Unreported: 12% (2)
Residents per Station
3,889
census population per registered station
Stations per 100k
25.7
registered stations per 100,000 residents

Department composition covers the 16 departments registered in NERIS Public for Montgomery County, TX. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Montgomery County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 16 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
Houston Fire Department 2.3M $304.6M Relatively High 101
Harris County ESD 7 160,927 $18.7M Relatively High 9
Alabama-Coushatta Indian Nation Fire Department 128,722 $17.8M Relatively Moderate 3
Tri County Fire Department 128,722 $17.8M Relatively Moderate 2
Conroe Fire Department 102,054 $14.2M Relatively Moderate 8
Montgomery County Emergency Services District No.10/Magnolia Fire Department 94,377 $12.6M Relatively Moderate 9
South Montgomery County Fire Department 80,958 $11.9M Relatively High 6
New Caney Volunteer Fire Department 66,494 $9.2M Relatively High 4
Montgomery County ESD #6 / Porter Fire Department 59,877 $8.7M Relatively High 4
Mcesd#2/ Montgomery Fire Department 44,645 $6.2M Relatively Moderate 5
Montgomery County Esd 9 37,991 $5.0M Relatively High 6
Needham Fire Rescue Company 31,144 $4.5M Relatively High 6
Montgomery County Emergency Service District #3 28,863 $3.9M Relatively Moderate 2
Bear Creek Volunteer Fire Department 11,821 $2.9M Relatively High 1
Timber Lakes Volunteer Fire Department 3,477 $524.8K Relatively Low 1
The Woodlands Fire Department 2,619 $406.6K Relatively High 9
No departments match your search.

Risk Snapshot

9.4%
Poverty Rate
13.7%
Age 65+
10.5%
Disability Rate
15.1%
Uninsured
13.6%
Pre-1980 Housing
11.5%
Mobile Homes
6.9%
Vacancy Rate
0.2%
Wood Heat
$107,185
Median HH Income

FEMA Disaster Declarations

12
Last 10 Years
27
Last 25 Years
Hurricane
Most Frequent

Response-level intelligence for your region

Our Regional tier gives county fire authorities and state fire marshals rollup dashboards across all departments in your jurisdiction: response time analytics, cross-department benchmarking, and coverage gap analysis.

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