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Risk & Response

Whatcom County, WA

Community risk profile | NRI Score: 69.7 Relatively High

230,503
Population
8
Departments
38
Stations
54
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, not agriculture.

Natural Hazard Life Safety
7.51
expected fatality-equivalents per year, natural hazards only
5th highest of 39
Life Safety per 100k
3.26
natural hazard fatality-equivalents per 100,000 residents
6th highest of 39
Natural Hazard Property Loss
$77.6M
expected building loss per year, natural hazards only
9th highest of 39
Property Loss per Resident
$337
natural hazard building loss per resident per year
26th highest of 39

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not in the National Risk Index, so this is not an all-cause life safety measure. For Whatcom County, the largest single contributor is Avalanche, 74% of the life-safety total.

Whatcom County carries an expected 8 natural hazard fatality-equivalents and $77.6M in building loss per year. Rank chips compare the 39 Washington counties. Nationally, Whatcom County ranks 56th of 3,222 U.S. counties for life-safety loss, 265th for life safety per 100k residents, 282nd for property loss, and 1591st for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is only part of the risk. Fire deaths and injuries, cause of ignition, and dollar loss per incident come from NERIS incident reporting, which grows as departments serving Whatcom County enroll. Our Regional tier adds that data for the departments your jurisdiction sponsors, next to public risk and NERIS adoption for every department in Whatcom County.

Talk to us about Whatcom County See what a department sees

Loss Breakdown

43%
57%
Property (buildings): $77.6M (43.0%)
Life safety: $102.9M (56.9%)
Agriculture: $207K (0.1%)

Total expected annual loss: $180,667,729 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Avalanche
$76.1M
Earthquake
$15.1M
Cold Wave
$5.9M
Ice Storm
$2.6M
Heat Wave
$1.6M
Landslide
$489K

By property loss ($/yr)

Inland Flooding
$40.4M
Earthquake
$35.8M
Coastal Flooding
$735K
Tsunami
$222K
Ice Storm
$127K
Wildfire
$106K

Census Tract Risk Map

Shaded by quintile across the census tracts in Whatcom County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

75%
25%
Combination: 75% (6)
Unreported: 25% (2)
Residents per Station
6,066
census population per registered station
Stations per 100k
16.5
registered stations per 100,000 residents

Department composition covers the 8 departments registered in NERIS Public for Whatcom County, WA. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Whatcom County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 8 departments
Department ▲ Est. Population ▲ Life-Safety Loss ▼ NRI Rating ▲ Stations ▲
Whatcom County Fire District #1 12,218 $18.7M Very High 2
Whatcom County Fire District #14 8,551 $16.6M Very High 3
Bellingham Fire Department 103,645 $15.3M Relatively High 9
North Whatcom Fire and Rescue 44,865 $13.3M Relatively High 8
South Whatcom Fire Authority 12,505 $11.8M Relatively High 4
Acme Fire District 16 2,272 $6.5M Very High 3
Whatcom County Fire District #7 28,157 $3.3M Relatively High 8
Lynden Fire Department 16,569 $2.4M Very High 1
No departments match your search.

Risk Snapshot

12.9%
Poverty Rate
18.9%
Age 65+
14.3%
Disability Rate
5.8%
Uninsured
39.6%
Pre-1980 Housing
6.3%
Mobile Homes
9.2%
Vacancy Rate
3.4%
Wood Heat
$85,823
Median HH Income

FEMA Disaster Declarations

8
Last 10 Years
16
Last 25 Years
Flood
Most Frequent

Every department in your region, on one briefing

Our Regional tier gives state fire marshals and county fire authorities one briefing across every department in the jurisdiction: priority tracts ranked by risk and demand, NERIS adoption by county, and a quarterly report with a page per department. Response times appear for the departments you sponsor. Free 90-day pilot.

Explore the Regional Tier See the Response Demo