Natural Hazard Loss Profile
Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.
These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Somerset County, the largest single contributor is Inland Flooding, 43% of the life-safety total.
Somerset County carries an expected 2 natural hazard fatality-equivalents and $132.5M in building loss per year. Rank chips compare the 21 New Jersey counties. Nationally, Somerset County ranks 285th of 3,222 U.S. counties for life-safety loss, 2418th for life safety per 100k residents, 157th for property loss, and 1331st for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.
Add fire mortality, cause, and loss
Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Somerset County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.
Talk to us about Somerset County See what a department seesWhat Drives the Loss
Total expected annual loss: $160,585,559 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.
Hazards Ranked Two Ways
The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.
By life-safety loss ($/yr)
By property loss ($/yr)
Census Tract Risk Map
Shaded by quintile across the census tracts in Somerset County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.
Fire Service Profile
Department composition covers the 41 departments registered in NERIS Public for Somerset County, NJ. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.
Department Rankings
Fire and EMS departments serving Somerset County. Click column headers to sort.
NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.
Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.
| Department ▲ | Est. Population ▲ | Life-Safety Loss ▼ | NRI Rating ▲ | Stations ▲ |
|---|---|---|---|---|
| East Franklin Volunteer Fire Department | 66,168 | $3.9M | Relatively Moderate | 1 |
| Elizabeth Avenue Volunteer Fire Company | 66,168 | $3.9M | Relatively Moderate | 6 |
| Franklin Park Volunteer Fire Company, Inc. | 66,168 | $3.9M | Relatively Moderate | 1 |
| Griggstown Volunteer Fire Company | 66,168 | $3.9M | Relatively Moderate | 1 |
| Little Rocky Hill Volunteer Fire Company | 66,168 | $3.9M | Relatively Moderate | 1 |
| Middlebush Volunteer Fire Department | 66,168 | $3.9M | Relatively Moderate | 6 |
| Millstone Valley Fire Department | 66,168 | $3.9M | Relatively Moderate | 6 |
| Somerset Volunteer Fire & Rescue Company #1 | 66,168 | $3.9M | Relatively Moderate | 6 |
| North Plainfield Fire Department | 19,734 | $3.7M | Relatively High | 1 |
| Monroe Township Fire District 3 | 69,272 | $2.8M | Relatively Moderate | 2 |
| Country Hills Fire Company | 42,995 | $2.7M | Relatively High | 2 |
| Finderne Engine Company No. 1 Inc. | 42,995 | $2.7M | Relatively High | 2 |
| Green Knoll Fire Company | 42,995 | $2.7M | Relatively High | 3 |
| Martinsville Volunteer Fire Department | 42,995 | $2.7M | Relatively High | 2 |
| Hillsborough Fire District | 42,886 | $2.5M | Relatively Moderate | 4 |
| Far Hills-Bedminster Fire Department | 35,257 | $2.0M | Relatively Low | 1 |
| Clinton Fire Department | 23,905 | $1.9M | Relatively High | 2 |
| Manville Fire Department | 9,310 | $1.8M | Relatively High | 4 |
| NEW VERNON VOLUNTEER FIRE DEPARTMENT | 36,559 | $1.7M | Relatively Moderate | 1 |
| Tabernacle Fire Company #1 | 35,423 | $1.7M | Relatively Moderate | 2 |
| Basking Ridge Fire Company # 1 | 26,465 | $1.6M | Relatively Moderate | 3 |
| Liberty Corner Fire Company | 26,465 | $1.6M | Relatively Moderate | 1 |
| Salem Fire Department | 14,810 | $1.5M | Relatively Moderate | 2 |
| Montgomery Township Volunteer Fire Company No. 2 | 22,722 | $1.4M | Relatively High | 2 |
| Montgomery Volunteer Fire Department #1 | 22,722 | $1.4M | Relatively High | 1 |
| Bound Brook Fire Department | 17,384 | $1.2M | Relatively High | 4 |
| Warren Township Volunteer Fire Department | 15,298 | $1.0M | Relatively High | 5 |
| Somerville Fire Department | 11,342 | $1.0M | Relatively Low | 3 |
| Rutherford Volunteer Fire Department | 22,097 | $1.0M | Relatively High | 3 |
| READINGTON FIRE COMPANY | 14,187 | $902.7K | Relatively High | 1 |
| North Branch Volunteer Fire Company | 14,178 | $901.9K | Relatively High | 2 |
| MAYWOOD FIRE DEPARTMENT | 19,558 | $870.3K | Relatively Low | 3 |
| Green Brook Fire- Ems | 6,052 | $719.3K | Very High | 1 |
| Bernardsville Fire Company # 1 | 7,613 | $535.1K | Relatively Low | 1 |
| Raritan Fire Department | 7,043 | $506.6K | Relatively Moderate | 4 |
| High Bridge Fire Department | 7,503 | $439.8K | Relatively Low | 1 |
| South Bound Brook Fire Department | 3,790 | $434.4K | Very High | 1 |
| Pottersville Volunteer Fire Company | 7,919 | $430.4K | Relatively Low | 1 |
| Rocky Hill Hook And Ladder Company 1 | 7,423 | $420.7K | Relatively High | 2 |
| Watchung Fire Department | 5,803 | $405.1K | Very High | 1 |
| Peapack Gladstone Fire Department | 2,571 | $278.3K | Relatively Moderate | 1 |
Risk Snapshot
FEMA Disaster Declarations
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