Arborlook
Risk & Response
by Arborlook Insights

Somerset County, NJ

Community risk profile | NRI Score: 59.4 Relatively Moderate

349,846
Population
41
Departments
97
Stations
74
Census Tracts

Natural Hazard Loss Profile

Expected annual loss across the 18 natural hazards in FEMA's National Risk Index. Life safety is expressed in fatality-equivalents, combining expected deaths and injuries. Property loss counts building damage only, separate from agriculture.

Natural Hazard Life Safety
1.99
expected fatality-equivalents per year, natural hazards only
12th highest of 21
Life Safety per 100k
0.57
natural hazard fatality-equivalents per 100,000 residents
5th highest of 21
Natural Hazard Property Loss
$132.5M
expected building loss per year, natural hazards only
10th highest of 21
Property Loss per Resident
$379
natural hazard building loss per resident per year
7th highest of 21

These figures cover natural hazards only. Structure fire, EMS, and motor vehicle incidents are not included in the National Risk Index and are not counted here, so this is not an all-cause life safety measure. For Somerset County, the largest single contributor is Inland Flooding, 43% of the life-safety total.

Somerset County carries an expected 2 natural hazard fatality-equivalents and $132.5M in building loss per year. Rank chips compare the 21 New Jersey counties. Nationally, Somerset County ranks 285th of 3,222 U.S. counties for life-safety loss, 2418th for life safety per 100k residents, 157th for property loss, and 1331st for property loss per resident. Computed from census tract data covering every resident, independent of fire department boundaries.

Add fire mortality, cause, and loss

Natural hazard exposure is one half of the picture. The other half is what your departments run on: fire deaths and injuries, cause of ignition, dollar loss per incident. That comes from NERIS incident reporting, and it grows as departments serving Somerset County enroll. Our Regional tier brings it together across your jurisdiction, with participating departments, alongside response time analytics, cross-department benchmarking, and coverage gap analysis.

Talk to us about Somerset County See what a department sees

What Drives the Loss

83%
17%
Property (buildings): $132.5M (82.5%)
Life safety: $27.3M (17.0%)
Agriculture: $734K (0.5%)

Total expected annual loss: $160,585,559 per year. Life safety is shown here in dollars, at FEMA's $13.7M value of statistical life, so the three shares sum to the total.

Hazards Ranked Two Ways

The hazard that threatens people is often not the hazard that destroys buildings. Both columns cover the same 18 hazards over the same year.

By life-safety loss ($/yr)

Inland Flooding
$11.8M
Heat Wave
$4.3M
Cold Wave
$4.3M
Tornado
$2.0M
Lightning
$1.3M
Earthquake
$1.3M

By property loss ($/yr)

Inland Flooding
$113.7M
Earthquake
$5.9M
Hurricane
$5.0M
Strong Wind
$3.3M
Tornado
$2.6M
Ice Storm
$1.5M

Census Tract Risk Map

Shaded by quintile across the census tracts in Somerset County. Gray tracts have no modeled loss or no resident population. Per-resident figures on this map use the National Risk Index 2020 tract population.

Fire Service Profile

93%
Career: 2% (1)
Combination: 5% (2)
Volunteer: 93% (38)
Residents per Station
3,607
census population per registered station
Stations per 100k
27.7
registered stations per 100,000 residents

Department composition covers the 41 departments registered in NERIS Public for Somerset County, NJ. Departments that have not registered are not counted. Station coverage divides census population by registered stations; department service areas overlap, so their populations are not summed.

Department Rankings

Fire and EMS departments serving Somerset County. Click column headers to sort.

NRI Rating is from FEMA's National Risk Index, which measures community risk across 18 natural hazards using expected annual losses, social vulnerability, and community resilience. Life-Safety Loss uses FEMA's Value of Statistical Life ($13.7M per expected fatality) to estimate annual risk to human life.

Department boundaries and station counts are self-reported through NERIS Public and may not reflect current service areas. Population and Life-Safety Loss reflect each department's full jurisdiction. County-level risk metrics are computed from census tract data and are not affected by boundary accuracy. See full methodology.

Showing 41 departments
Department Est. Population Life-Safety Loss NRI Rating Stations
East Franklin Volunteer Fire Department 66,168 $3.9M Relatively Moderate 1
Elizabeth Avenue Volunteer Fire Company 66,168 $3.9M Relatively Moderate 6
Franklin Park Volunteer Fire Company, Inc. 66,168 $3.9M Relatively Moderate 1
Griggstown Volunteer Fire Company 66,168 $3.9M Relatively Moderate 1
Little Rocky Hill Volunteer Fire Company 66,168 $3.9M Relatively Moderate 1
Middlebush Volunteer Fire Department 66,168 $3.9M Relatively Moderate 6
Millstone Valley Fire Department 66,168 $3.9M Relatively Moderate 6
Somerset Volunteer Fire & Rescue Company #1 66,168 $3.9M Relatively Moderate 6
North Plainfield Fire Department 19,734 $3.7M Relatively High 1
Monroe Township Fire District 3 69,272 $2.8M Relatively Moderate 2
Country Hills Fire Company 42,995 $2.7M Relatively High 2
Finderne Engine Company No. 1 Inc. 42,995 $2.7M Relatively High 2
Green Knoll Fire Company 42,995 $2.7M Relatively High 3
Martinsville Volunteer Fire Department 42,995 $2.7M Relatively High 2
Hillsborough Fire District 42,886 $2.5M Relatively Moderate 4
Far Hills-Bedminster Fire Department 35,257 $2.0M Relatively Low 1
Clinton Fire Department 23,905 $1.9M Relatively High 2
Manville Fire Department 9,310 $1.8M Relatively High 4
NEW VERNON VOLUNTEER FIRE DEPARTMENT 36,559 $1.7M Relatively Moderate 1
Tabernacle Fire Company #1 35,423 $1.7M Relatively Moderate 2
Basking Ridge Fire Company # 1 26,465 $1.6M Relatively Moderate 3
Liberty Corner Fire Company 26,465 $1.6M Relatively Moderate 1
Salem Fire Department 14,810 $1.5M Relatively Moderate 2
Montgomery Township Volunteer Fire Company No. 2 22,722 $1.4M Relatively High 2
Montgomery Volunteer Fire Department #1 22,722 $1.4M Relatively High 1
Bound Brook Fire Department 17,384 $1.2M Relatively High 4
Warren Township Volunteer Fire Department 15,298 $1.0M Relatively High 5
Somerville Fire Department 11,342 $1.0M Relatively Low 3
Rutherford Volunteer Fire Department 22,097 $1.0M Relatively High 3
READINGTON FIRE COMPANY 14,187 $902.7K Relatively High 1
North Branch Volunteer Fire Company 14,178 $901.9K Relatively High 2
MAYWOOD FIRE DEPARTMENT 19,558 $870.3K Relatively Low 3
Green Brook Fire- Ems 6,052 $719.3K Very High 1
Bernardsville Fire Company # 1 7,613 $535.1K Relatively Low 1
Raritan Fire Department 7,043 $506.6K Relatively Moderate 4
High Bridge Fire Department 7,503 $439.8K Relatively Low 1
South Bound Brook Fire Department 3,790 $434.4K Very High 1
Pottersville Volunteer Fire Company 7,919 $430.4K Relatively Low 1
Rocky Hill Hook And Ladder Company 1 7,423 $420.7K Relatively High 2
Watchung Fire Department 5,803 $405.1K Very High 1
Peapack Gladstone Fire Department 2,571 $278.3K Relatively Moderate 1
No departments match your search.

Risk Snapshot

5.4%
Poverty Rate
17.0%
Age 65+
8.6%
Disability Rate
5.4%
Uninsured
46.4%
Pre-1980 Housing
0.2%
Mobile Homes
2.1%
Vacancy Rate
0.2%
Wood Heat
$156,976
Median HH Income

FEMA Disaster Declarations

6
Last 10 Years
17
Last 25 Years
Hurricane
Most Frequent

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